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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

What happens to mortgage rate during a recession?
Here’s what we know from past cycle turns.
Imagine of a house on a lake
A cash-out refi lets you tap your home equity in cash. See if it’s right for you.
A single-family home in suburban Michigan
How do you pay back a reverse mortgage, and when is it necessary?
Overhead view of real estate agent shows new home to the young couple and discussing about home contract and decorate home on digital tablet
It’s a financial institution that focuses primarily on mortgages and savings accounts.
Man at home working
First, you cry. Then you fix the issue. Here’s how.
A contractor installs insulation
You can get an EEM through many of the same lenders that offer mortgages.
Image of a crane holding a bag of money
They’re not just mortgages for new builds, and you need to know their unique wrinkles.
Mortgage debt far outpaces other forms of household debt in the U.S.
A house on a stack of money
Mortgage rates rise amid uncertainty in the markets
Balacing a house and coins
Everything you need to know before you start switching out your home loan.
Tire swing hanging on a tree at a house
It’s an easy way to swap out your FHA loan — provided you qualify.
home equity options
Not all equity-tapping methods are created equal.
A man and a woman in suits stand together in a dealership while looking at a tablet.
These car dealership tricks help salespeople maximize their profits.
Image of a black sedan and a black calculator set against a blue background.
If you’re worried about making auto loan payments, look into car loan modification.
Home next to a broken contract.
If you’re second-guessing your refi or home equity loan, you could have a way out.
A house on a stack of money
Mortgage rates tick down amid uncertainty
Here are the best mortgage lenders for July 2025.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
A woman sitting on a porch looking at a laptop
Here are options if your mortgage forbearance plan is expiring.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
A single-story home with yard and driveway
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
House with sign in the front.
After several missed payments, your lender can start the foreclosure process.
Anvil suspended over a home
Answers to borrowers most common mortgage forbearance questions
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.