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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

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You’ll need to do a bit of legwork to find a good fit, but it’s worth it to get one of these loans.
Meeting with a loan officer
Wondering what to ask a mortgage lender when you’re shopping around for offers? Here’s a list of questions to ask a mortgage loan officer.
Couple sitting on a couch in front of a laptop
Tapping home equity can be a smart move, but don’t get trapped by surprise terms.
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For the average single-family homeowner, ongoing yearly expenses have increased 26 percent since 2020, according to a new Bankrate study.
Military man wearing fatigues standing outside of his home
A fast and easy way to cut the interest payments on your VA home mortgage.
VA funding fee: Everything to know about VA loan costs
VA loans come with a one-time funding fee. Here’s why, how much it costs and how to pay it.
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It varies, but generally, the lower the better. Here’s why.
How much are VA closing costs?
They’re often lower, but they still can add up. Here’s what to look for.
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Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
A woman meets with her lender to refinance her mortgage.
It all depends on how interest rates are trending and how your financials are looking.
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It could be a shrewd strategy, as long as the costs suit your budget and timeline.
Mortgage rates rose slightly this week, but remain firmly under 7 percent.
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Mortgage rates have fallen, but the imminent Fed cut could make them even more favorable for refinancers.
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From A(RMs) to V(A loans), the most common words mortgage shoppers should know.
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How to calculate if the costs outweigh the benefits.
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It’s basically a fee to stop you from settling your mortgage early.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
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Here are the best mortgage lenders for April 2024.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Here are some of the best mortgage refinance lenders in 2024.
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Bankrate’s guide to finding the best reverse mortgage lender for you
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Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?
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If you’re behind on your mortgage, a Flex Modification might be able to help.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
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Even if you owe more than your home is worth, there are options to refinance.
Borrowers can request forbearance when there’s a change in their financial situation.
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It’s the first step on the road to losing your home. So avoid it.
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Although used interchangeably, deferment isn’t the same as forbearance.