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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A suburban single-family home with front yard
If you have bad credit, you need to find ways to compensate for the additional risk.
A woman doing yoga
LPMI allows you to forgo mortgage insurance, but you’ll have to stomach a higher interest rate.
Illustrated collage featuring a house with a large pile of money beside it
Everything you always wanted to know, from how it’s calculated to how to get a good rate.
A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.
House in the woods
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
A single-family home in Nashville, Tennessee
There are some no doc mortgages, but you won’t find them widely advertised.
A center hall Colonial-style home with trees in front yard
It’s the reason your mortgage lender gets paid back first from your home sale’s proceeds.
A suburban neighborhood outside of Canton, Ohio
Correspondent lending has its pros and cons.
Image of houses on a sunny day
Here are the best mortgage lenders for April 2024.
Does refinancing affect property taxes?
No, there won’t be an immediate impact. But there are some things to watch out for.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
A woman meets with her lender to refinance her mortgage.
It all depends on how interest rates are trending and how your financials are looking.
A gray accented suburban home with a double garage
It could be a shrewd strategy, as long as the costs suit your budget and timeline.
Couple sitting on a sofa, looking at a laptop
Mortgage rates have fallen, but the imminent Fed cut could make them even more favorable for refinancers.
A woman reviewing documents
From A(RMs) to V(A loans), the most common words mortgage shoppers should know.
Image of houses on a sunny day
Here are the best mortgage lenders for April 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Here are some of the best mortgage refinance lenders in 2024.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Borrowers can request forbearance when there’s a change in their financial situation.
A single-story home with yard and driveway
It’s the first step on the road to losing your home. So avoid it.