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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
A house on a stack of money
Mortgage rates dip while inflation sticks around
The Federal Reserve’s decisions have ripple effects, including for mortgages.
A single-family home in Nashville, Tennessee
Here’s how much the fee costs and whether you can negotiate it.
Happy family playing in front year at home
Non-conforming loans aren’t all risk. Here’s what to know.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Professional dog walker walks dogs in neighborhood
Plan to stay in your house for 10 years or less? A 10/1 ARM may be a good choice.
Grandparents spend time with their grandchild
When a homeowner passes away, their mortgage doesn’t just disappear.
A house on a stack of money
Mortgage rates dip while inflation sticks around
A father and his young son garden together in their yard.
Many lenders want to get an opinion of your home’s value.
A one-story single-family home and yard
Here’s how to cut this monthly insurance cost it if you’re eligible.
Home and a money bag balancing on a scale
With mortgage rates set to gradually fall, does it make sense to refinance this year?
Here are the best mortgage lenders for August 2025.
A house on a stack of money
Mortgage rates dip while inflation sticks around
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Here are the best mortgage lenders for August 2025.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier.
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
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And what do their differences mean for you, the mortgage borrower?
A woman sitting on a porch looking at a laptop
Here are options if your mortgage forbearance plan is expiring.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.