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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Digital design of the state of Indiana with Indiana homes superimposed over the shape of the state
If you’re a first-time homebuyer in Indiana, help is available.
Tensed couple looking over bills
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Illustrated collage featuring townhouses
Two government-backed mortgage programs, each with unique benefits
design element of a house cutout being cut by scissors
In recent weeks, mortgage rates have fallen ahead of the Federal Reserve’s March meeting, and the spring homebuying season is underway. Are rate cuts on the table for the year ahead, and how might factors [...]
Man using computer in home office
It’s often mandatory if you’re buying a home with a mortgage.
Grateful couple handshake with mortgage lender before signing contract
What is a private mortgage lender? A private mortgage lender is usually a private or public company or individual that offers mortgage loans secured by real estate. These lenders set their own guidelines [...]
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
When you get a mortgage, your lender places a mortgage lien on your property.
A house on a stack of money
Mortgage rates rise amid uncertainty in the markets
Balacing a house and coins
Everything you need to know before you start switching out your home loan.
Tire swing hanging on a tree at a house
It’s an easy way to swap out your FHA loan — provided you qualify.
home equity options
Not all equity-tapping methods are created equal.
A man and a woman in suits stand together in a dealership while looking at a tablet.
These car dealership tricks help salespeople maximize their profits.
Image of a black sedan and a black calculator set against a blue background.
If you’re worried about making auto loan payments, look into car loan modification.
Home next to a broken contract.
If you’re second-guessing your refi or home equity loan, you could have a way out.
A house on a stack of money
Mortgage rates tick down amid uncertainty
Here are the best mortgage lenders for July 2025.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
A woman sitting on a porch looking at a laptop
Here are options if your mortgage forbearance plan is expiring.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
A single-story home with yard and driveway
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
House with sign in the front.
After several missed payments, your lender can start the foreclosure process.
Anvil suspended over a home
Answers to borrowers most common mortgage forbearance questions
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.