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2025 Virginia conforming and FHA loan limits by county

Bankrate Staff Suzanne De Vita
Written by
Bankrate Staff,
Edited by
Suzanne De Vita
Published on December 23, 2024 | 2 min read

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Buying a home in Virginia? Find the 2025 Virginia conforming and FHA loan limits by county below. Bankrate compiled the conforming loan limits data from Federal Housing Finance Agency and the FHA loan limits from the U.S. Department of Housing and Urban Development (HUD).

Virginia conforming and FHA loan limits by county
County FHFA limit FHA limit
Accomack $806,500 $524,225
Albemarle $806,500 $592,250
Alexandria City $1,209,750 $1,209,750
Alleghany $806,500 $524,225
Amelia $806,500 $673,900
Amherst $806,500 $524,225
Appomattox $806,500 $524,225
Arlington $1,209,750 $1,209,750
Augusta $806,500 $524,225
Bath $806,500 $524,225
Bedford $806,500 $524,225
Bland $806,500 $524,225
Botetourt $806,500 $524,225
Bristol City $806,500 $524,225
Brunswick $806,500 $524,225
Buchanan $806,500 $524,225
Buckingham $806,500 $524,225
Buena Vista City $806,500 $524,225
Campbell $806,500 $524,225
Caroline $806,500 $524,225
Carroll $806,500 $524,225
Charles City $806,500 $673,900
Charlotte $806,500 $524,225
Charlottesville City $806,500 $592,250
Chesapeake City $806,500 $757,850
Chesterfield $806,500 $673,900
Clarke $1,209,750 $1,209,750
Colonial Heights City $806,500 $673,900
Covington City $806,500 $524,225
Craig $806,500 $524,225
Culpeper $1,209,750 $1,209,750
Cumberland $806,500 $524,225
Danville City $806,500 $524,225
Dickenson $806,500 $524,225
Dinwiddie $806,500 $673,900
Emporia City $806,500 $524,225
Essex $806,500 $524,225
Fairfax $1,209,750 $1,209,750
Fairfax City $1,209,750 $1,209,750
Falls Church City $1,209,750 $1,209,750
Fauquier $1,209,750 $1,209,750
Floyd $806,500 $524,225
Fluvanna $806,500 $592,250
Franklin $806,500 $524,225
Franklin City $806,500 $757,850
Frederick $806,500 $524,225
Fredericksburg City $1,209,750 $1,209,750
Galax City $806,500 $524,225
Giles $806,500 $524,225
Gloucester $806,500 $757,850
Goochland $806,500 $673,900
Grayson $806,500 $524,225
Greene $806,500 $592,250
Greensville $806,500 $524,225
Halifax $806,500 $524,225
Hampton City $806,500 $757,850
Hanover $806,500 $673,900
Harrisonburg City $806,500 $524,225
Henrico $806,500 $673,900
Henry $806,500 $524,225
Highland $806,500 $524,225
Hopewell City $806,500 $673,900
Isle Of Wight $806,500 $757,850
James City $806,500 $757,850
King And Queen $806,500 $673,900
King George $806,500 $524,225
King William $806,500 $673,900
Lancaster $806,500 $524,225
Lee $806,500 $524,225
Lexington City $806,500 $524,225
Loudoun $1,209,750 $1,209,750
Louisa $806,500 $524,225
Lunenburg $806,500 $524,225
Lynchburg City $806,500 $524,225
Madison $1,209,750 $1,209,750
Manassas City $1,209,750 $1,209,750
Manassas Park City $1,209,750 $1,209,750
Martinsville City $806,500 $524,225
Mathews $806,500 $757,850
Mecklenburg $806,500 $524,225
Middlesex $806,500 $524,225
Montgomery $806,500 $524,225
Nelson $806,500 $592,250
New Kent $806,500 $673,900
Newport News City $806,500 $757,850
Norfolk City $806,500 $757,850
Northampton $806,500 $524,225
Northumberland $806,500 $524,225
Norton City $806,500 $524,225
Nottoway $806,500 $524,225
Orange $806,500 $524,225
Page $806,500 $524,225
Patrick $806,500 $524,225
Petersburg City $806,500 $673,900
Pittsylvania $806,500 $524,225
Poquoson City $806,500 $757,850
Portsmouth City $806,500 $757,850
Powhatan $806,500 $673,900
Prince Edward $806,500 $524,225
Prince George $806,500 $673,900
Prince William $1,209,750 $1,209,750
Pulaski $806,500 $524,225
Radford City $806,500 $524,225
Rappahannock $1,209,750 $1,209,750
Richmond $806,500 $524,225
Richmond City $806,500 $673,900
Roanoke $806,500 $524,225
Roanoke City $806,500 $524,225
Rockbridge $806,500 $524,225
Rockingham $806,500 $524,225
Russell $806,500 $524,225
Salem City $806,500 $524,225
Scott $806,500 $524,225
Shenandoah $806,500 $524,225
Smyth $806,500 $524,225
Southampton $806,500 $757,850
Spotsylvania $1,209,750 $1,209,750
Stafford $1,209,750 $1,209,750
Staunton City $806,500 $524,225
Suffolk City $806,500 $757,850
Surry $806,500 $524,225
Sussex $806,500 $673,900
Tazewell $806,500 $524,225
Virginia Beach City $806,500 $757,850
Warren $1,209,750 $1,209,750
Washington $806,500 $524,225
Waynesboro City $806,500 $524,225
Westmoreland $806,500 $524,225
Williamsburg City $806,500 $757,850
Winchester City $806,500 $524,225
Wise $806,500 $524,225
Wythe $806,500 $524,225
York $806,500 $757,850

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