10 largest mortgage lenders in the U.S.
United Wholesale Mortgage hung onto the top spot in mortgage origination volume in 2024, maintaining a lead over Rocket Mortgage it claimed the previous year, according to new Home Mortgage Disclosure Act data.
While thousands of lenders originated mortgages in 2024, most of the activity is concentrated at the top: The 10 largest mortgage lenders accounted for more than 21 percent of all U.S. home loans originated and nearly 26 percent of the dollar volume of loans originated for the year.
10 largest mortgage lenders by loan origination volume
Below are the top 10 lenders by 2024 origination volume. This list is based on a Bankrate analysis of Home Mortgage Disclosure Act data, with an assist from iEmergent, a mortgage data firm.
- United Wholesale Mortgage
- Rocket Mortgage
- CrossCountry Mortgage
- Bank of America
- Navy Federal Credit Union
- LoanDepot
- Chase
- Guild Mortgage
- Fairway Independent Mortgage
- U.S. Bank
United Wholesale Mortgage
Learn more
in our Bankrate review
-
- 2024 origination volume: 361,071 loans
- 2024 dollar volume: $97.6 billion
-
- 4.8 out of 5 stars from Bankrate users
- Highest customer satisfaction rating for mortgage servicing and above-average rating for mortgage origination by J.D. Power in 2024
Rocket Mortgage
Learn more
in our Bankrate review
-
- 2024 origination volume: 361,071 loans
- 2024 dollar volume:$97.6 billion
-
- 4.8 out of 5 stars from Bankrate users
- Highest customer satisfaction rating for mortgage servicing and above-average rating for mortgage origination by J.D. Power in 2024
CrossCountry Mortgage
Learn more
in our Bankrate review
-
- 2024 origination volume: 101,894 loans
- 2024 dollar volume: $39.4 billion
-
- 3.4 out of 5 stars from Bankrate users
- Top 10 FHA loan lender
- Above-average customer satisfaction rating for mortgage servicing, but below-average rating for mortgage origination by J.D. Power in 2024
Bank of America
Learn more
in our Bankrate review
-
- 2024 origination volume: 83,143 loans
- 2024 dollar volume: $29.5 billion
-
- Above-average customer satisfaction ratings for mortgage origination and servicing by J.D. Power in 2024
Navy Federal Credit Union
Learn more
in our Bankrate review
-
- 2024 origination volume: 82,019 loans
- 2024 dollar volume: $17.7 billion
-
- 4.8 out of 5 stars from Bankrate users
- High customer satisfaction rating for mortgage origination from J.D. Power in 2024
- Available only to service members, veterans and their families
LoanDepot
Learn more
in our Bankrate review
-
- 2024 origination volume: 79,418 loans
- 2024 dollar volume: $23.8 billion
-
- 3.7 out of 5 stars from Bankrate users
- Below-average customer satisfaction ratings for mortgage origination from J.D. Power in 2024
Chase
Learn more
in our Bankrate review
-
- 2024 origination volume: 78,529 loans
- 2024 dollar volume: $38.2 billion
-
- 4 out of 5 stars from Bankrate users
- Above-average customer satisfaction ratings for mortgage origination from J.D. Power in 2024
Guild Mortgage
Learn more
in our Bankrate review
-
- 2024 origination volume: 75,356 loans
- 2024 dollar volume: $23.2 billion
-
- 4.1 out of 5 stars from Bankrate users
- Above-average customer satisfaction rating for mortgage servicing, but below-average rating for mortgage origination by J.D. Power in 2024
Fairway Independent Mortgage
Learn more
in our Bankrate review
-
- 2024 origination volume: 74,401 loans
- 2024 dollar volume: $23.7 billion
-
- 4.6 out of 5 stars from Bankrate users
- Above-average customer satisfaction rating for mortgage origination by J.D. Power in 2024
U.S. Bank
Learn more
in our Bankrate review
-
- 2024 origination volume: 74,138 loans
- 2024 dollar volume: $29.2 billion
-
- 1 out of 5 stars from Bankrate users
- Above-average customer satisfaction rating for mortgage servicing, but below-average rating for mortgage origination by J.D. Power in 2024
10 largest mortgage lenders by dollar volume
- United Wholesale Mortgage
- Rocket Mortgage
- CrossCountry Mortgage
- Chase
- Bank of America
- U.S. Bank
- Rate
- DHI Mortgage
- LoanDepot
- Fairway Independent Mortgage
*Bankrate user ratings as of March 2025
Jeff Ostrowski covers mortgages and the housing market. Before joining Bankrate in 2020, he spent more than 20 years writing about real estate, business, the economy and politics.
