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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated collage featuring a house with money pouring from the front door
For one thing, you could lose your home if things go south.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-family home with bungalow-style entrance
Doubtful — but homebuyers should know the pros and cons of prequalification anyway.
A neighborhood of row houses of various styles and colors in Hinesburg, Vermont.
It can be a route to homeownership for those with lower incomes.
Black couple, financial advisor and handshake on home sofa
It depends on your personal situation, goals and preferences.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
Want to borrow against your home’s value? Be ready to meet these criteria.
Paying your mortgage biweekly translates to one additional payment per year. Should you do it
A woman searches for mortgage rates on her phone with her child in tow
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
A mortgage loan officer meets with a borrower.
For borrowers with credit dings or unusual financials, manual underwriting can be key.
A house on a stack of money
Mortgage rates retreat amid swings In markets
A dad and his two children riding bicycles together
The cash you’ll get comes at cost. Here’s how to minimize it.
Borrowers meet with a loan officer to refinance their mortgage.
Usually, no. But you still need to have some cash on hand at the closing.
design image of a home and down trending arrow behind it
If you hope to refinance in today’s turbulent market, here’s what to watch.
Illustrated collage featuring a house
It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
Here are the best mortgage lenders for April 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
Man on his laptop at night
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
Illustrated collage featuring a row of houses
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.