Advertiser Disclosure
Bankrate’s editorial team researches, reviews and rates lenders to help you find one that fits your needs.
Our experts consider a range of factors, including rates, loan types, time to close, fees and more. Reviews are updated regularly.
Bankrate is an independent, advertising-supported comparison service. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy.
Customer ratings and reviews are individual, subjective opinions of reviewers, and not those of Bankrate. We do not endorse the accuracy or relevancy of the information and opinions expressed by any reviewers or any responses to user reviews.
SECU MD Inc Customer Reviews
The Bankrate promise
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation for .
The Bankrate promise
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next.
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. All of our content is authored by highly qualified professionals and edited by subject matter experts, who ensure everything we publish is objective, accurate and trustworthy.
Our mortgage reporters and editors focus on the points consumers care about most — the latest rates, the best lenders, navigating the homebuying process, refinancing your mortgage and more — so you can feel confident when you make decisions as a homebuyer and a homeowner.
Editorial integrity
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.
Key Principles
We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.
Editorial Independence
Bankrate’s editorial team writes on behalf of YOU — the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.
How we make money
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.
Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service.
SECU MD Inc customer ratings and reviews

5.0
23 ratings
This lender has 11 recent reviews.
100% of customers would recommend this lender.
10 of 11 reviews
The consumer reviews posted on Bankrate.com ("Bankrate") are individual, subjective opinions of reviewers, and not of Bankrate. Bankrate does not endorse any of the opinions expressed by reviewers or any responses to reviews.
Bankrate cannot guarantee or verify the accuracy of the opinions shared by individual reviewers, and reserves the right to reject or remove any review, at any time, for any reason at Bankrate’s sole discretion, including but not limited to those that Bankrate deems inappropriate, fraudulent, invalid, irrelevant, or otherwise outside the parameters of the Bankrate Review Guidelines, the Privacy Policy, or the Terms of Use.
In addition to collecting reviews on-site, Bankrate collaborated with third-party Slice MR to survey 750 homeowners nationwide in July 2024. Bankrate and Slice MR collected, averaged and presented responses to nine questions. Users received an incentive for their feedback. Responses are based on individual experiences, and therefore cannot be verified for accuracy. Submissions with user ratings that are materially inconsistent with written sentiment have been removed. User ratings are unedited and have not been reviewed or approved by lenders, nor do these ratings reflect Bankrate’s own reviews of these lenders.
To help serve you with relevant information, the consumer reviews shown below are limited to only those that this advertiser has received during the past 12 months.
Rates and terms of loan honored?
Closed mortgage with this lender?
Closed on time?
Would you recommend this lender?
Rates and terms of loan honored?
Closed mortgage with this lender?
Closed on time?
Would you recommend this lender?
Extremely smooth mortgage refinance at a great rate
I had an outstanding experience with the mortgage refinance team at SECU of MD! Mark , Cynthia and everyone else on the team was incredibly professional, knowledgeable, and efficient throughout the entire process. Cynthia took the time to explain everything clearly and made sure I felt comfortable every step of the way. Their attention to detail really set them apart and they also proactively honored the rate float down option prior to my closing. The process was smooth, stress-free and free of any surprises, and I couldn’t be happier with the outcome. Highly recommend this team to anyone considering a refinance!
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
Arpit D.
Virginia (March 17, 2025)
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
Best customer service and top rate
I contacted SECU through Bankrate. Mark contacted me late Friday and worked through my application over the weekend. I had inquiries to other lenders as well. However, no one was close to the customer service we got from Mark and his team. Finally, when we wanted to close, we decided to move up the closing date, which also went smoothly. I highly recommend SECU and Mark / Cynthia for their top-class customer service and best rate.
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
Ram P.
VA (Nov. 27, 2024)
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
quick approval and better rates
The Secu team was very knowledgeable and approachable though out the loan approval process. They helped answer all my queries and met the commitment and closing date as per my contract docs. Impressed overall as a first time home buyer.
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
Kumar D.
West Chester PA (July 17, 2024)
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
Great Service
I had a fantastic experience with this loan lender. Their service is great, and I am impressed by their excellent communication skills. As a first-time home buyer, I had many questions, and they were very patient in answering all of them.
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
RW
Vriginia (May 22, 2024)
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
Exceptional
Mark was able to deliver a fantastic rate and made the entire process easy. His team was always available to answer any questions and were great to work with. I’ll definitely recommend Mark / SECU to my friends/family in the future.
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
Marty
Potomac, MD (May 21, 2024)
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
Best rate and great user experience
SECU was very professional and responsive. Outside of the verification of assets, the lending process was seamless. Their user portal is very easy and convenient to use. There were some snags with the timing and availability of account statements that seemed tedious at times, but SECU worked with us to get through it. We compared rates with numerous lenders and SECU was the most competitive. I'd certainly recommend.
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
JRJ
Henrico, VA (May 20, 2024)
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
Wonderful experience with SECU
Mark and Cynthia were great to work with and I would highly recommend working with SECU. There were a few issues that came up during the process but they were handled with transparency and creativity. Great communication throughout and a smooth closing, couldn't ask for a better outcome.
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
Josh H.
Bethesda, MD (May 13, 2024)
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
Great experience working with SECU team
I recently purchased house and worked with SECU team for mortgage. First i got a very good rate and next, Mark and his team(Cynthia and Tasha) were very helpful in every step and whole process was a breeze. It was pleasure working with them and highly recommend SECU.
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
Anonymous
VA (May 11, 2024)
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
Fantastic, Seamless Experience
Mark was a dream to work with. Responsive, knowledgeable, and easy to work with. He even spoke with the seller's agent for me to provide confidence and a personal touch to help me get my dream home. Plus, the rates were unbeatable. Would highly recommend Mark and SECU. Couldn't imagine a better experience.
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
Katie H.
Annapolis (May 9, 2024)
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
Great service and great rates
The mortgage process was really easy and Mark’s team provided me with great communication throughout the process — particularly Cynthia; she was amazing! They also had the best rates after I shopped around for a while. They were able to work on a short timeline and help me close in the end. Would absolutely recommend.
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes
Arthur T.
Yardley, PA (May 8, 2024)
Rates and terms of loan honored?
Yes
Closed mortgage with this lender?
Yes
Closed on time?
Yes
Would you recommend this lender?
Yes