Movement Mortgage Review 2025

Movement Mortgage overview

Pros and cons of Movement Mortgage

How Bankrate scored Movement Mortgage

Affordability: 3.4/5

Movement Mortgage scores 3.4 out of 5 stars for affordability, primarily due to lack of transparency around loan costs.

• Interest rates: Unlike other lenders, Movement Mortgage doesn’t list its latest mortgage rates online. You’ll need to contact the lender to learn current rate options. 
• Down payment: Movement Mortgage offers the gamut of mortgage types, including 3 percent conventional loans and no-down payment VA and USDA loans.
• Closing costs: Movement Mortgage charges closing costs, which vary by loan type, loan amount, location and more.

Availability: 5/5

Movement Mortgage scores the full 5 stars for availability. The lender works with qualified borrowers across the U.S. on a wide range of loan products.

• Home loans offered: Movement Mortgage offers several mortgage types, including conventional, FHA, VA and USDA loans, along with options to refinance your existing mortgage. It also works with borrowers of condo loans, construction loans and HELOCs. 
• Footprint: Movement Mortgage operates in all U.S. states, with an extensive branch network.
• Where to find: You can apply for a mortgage with Movement Mortgage online, by phone or in person at a branch location.

Borrower experience: 3.4/5

Movement Mortgage scores 3.4 out of 5 stars for borrower experience. The lender boasts a quick application flow, but missing rate information on its website might make it harder for you to compare costs.

• Preapproval and application process: If you qualify for a Movement loan, you can get complete underwriting in as little as six hours after applying online, loan processing in as few as seven business days and closings in one day. The lender’s Movement Mobile app allows you to manage your loan, send files and more, all in one place.
• Transparency: Movement Mortgage doesn’t list current rate offers nor fees on its website — you’ll have to contact the lender to see what you might qualify for.
• Customer service: You can reach Movement’s customer service team at 855-979-1084, Monday through Friday from 8:30 a.m. to 7 p.m. ET.

Movement Mortgage reputation

Movement Mortgage is accredited by the Better Business Bureau, with an A+ rating from the organization. J.D. Power ranked the lender above average for mortgage origination satisfaction in 2023.

What consumers say about Movement Mortgage

On Bankrate, borrowers who’ve worked with Movement Mortgage applaud the lender for attractive rates, an easy process and dedicated loan officers. Some borrowers say the lender offers a fairly “standard” experience — not exceptional, not poor. Some borrowers have had negative experiences, particularly around closing delays and a lack of communication.

Refinancing with Movement Mortgage

Movement Mortgage offers rate-and-term and cash-out refinancing options. If you obtained your mortgage from Movement between Dec. 1, 2022 and Dec. 31, 2024, you could be eligible for a no-fee refinance up until Aug. 31, 2025. Contact the lender for more details.

How to apply for a mortgage with Movement Mortgage

You can apply for a mortgage with Movement Mortgage in person at a branch location, online or by phone at 877-314-1499. To get a free rate quote, you’ll need to share information about yourself, the type of mortgage you want and where the property is located.

• Methodology

  To determine a mortgage lender’s Bankrate Score, Bankrate rates lenders on a scale of one (1) to five (5) stars — with five (5) the highest rating — based on a variety of factors relating to the lender’s products and services. To assign our ratings, we assessed each mortgage lender across three core areas:

  • Affordability: Annual percentage rate (APR) - 80%; assistance for first-time homebuyers - 10%; down payment - 10%
  • Availability: Loan products - 50%; licensing - 40%; credit score - 10%
  • Borrower experience: Rate transparency - 35%; customer service - 35%; convenience - 20%; rate locks - 10%; reputation (if applicable)

  Learn more about our methodology.