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Our advertiser offerings stretch from coast to coast. Bankrate consumers have provided valuable ratings and reviews regarding their experiences.

20 of 42 lenders
Visit New American Funding - CPC site

NMLS #6606

Bankrate Score

4.8

Rating: 4.8 stars out of 5

Consumer reviews

3.9

Rating: 3.9 stars out of 5

56 reviews

New American Funding is a brick-and-mortar and online mortgage lender especially focused on “serving the underserved,” as its website...

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Visit PenFed site

NMLS #401822

Bankrate Score

4.7

Rating: 4.7 stars out of 5

Consumer reviews

5.0

Rating: 5 stars out of 5

1 reviews

PenFed Credit Union is the second-largest credit union in the U.S. and works with 2.9 million members worldwide. If you’re a member of the...

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Visit Sage Home Loans site

NMLS #3304 | State License: HI-3304

Bankrate Score

4.7

Rating: 4.7 stars out of 5

Consumer reviews

4.7

Rating: 4.7 stars out of 5

403 reviews

Sage Home Loans is a direct digital mortgage lender headquartered in Fort Mill, South Carolina. To connect with Sage, you can visit the lender...

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Visit Mutual of Omaha Mortgage, Inc. site

NMLS # 1025894

Bankrate Score

4.7

Rating: 4.7 stars out of 5

Consumer reviews

4.7

Rating: 4.7 stars out of 5

85 reviews

Mutual of Omaha Mortgage is the home-lending unit of Mutual of Omaha. While Mutual of Omaha has been around since 1909, its mortgage division...

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Visit Better.com site

NMLS #330511

Bankrate Score

4.6

Rating: 4.6 stars out of 5

Consumer reviews

4.3

Rating: 4.3 stars out of 5

1384 reviews

Better, also known as Better Mortgage, is a direct online lender whose claim to fame is a completely digital process (with the exception of some...

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Visit Flagstar Bank site

NMLS #417490

Bankrate Score

4.6

Rating: 4.6 stars out of 5

Consumer reviews

4.2

Rating: 4.2 stars out of 5

23 reviews

Flagstar Bank provides a variety of mortgage options for borrowers, including conventional loans, jumbo loans, government-backed loans and...

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Visit Alliant Credit Union site

NMLS #197185

Bankrate Score

4.5

Rating: 4.5 stars out of 5

Consumer reviews

5.0

Rating: 5 stars out of 5

58 reviews

Headquartered in Illinois, Alliant Credit Union has been in business since 1935, when it was founded as a credit union for employees of United...

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Visit Homefinity site

NMLS #2289

Bankrate Score

4.5

Rating: 4.5 stars out of 5

Consumer reviews

4.9

Rating: 4.9 stars out of 5

1064 reviews

Homefinity is an online mortgage lender affiliated with Fairway Independent Mortgage Corporation and headquartered in Madison, Wisconsin. Launched in...

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Visit Watermark Home Loans site

NMLS #1838 | State License: HI-1838

Bankrate Score

4.5

Rating: 4.5 stars out of 5

Consumer reviews

4.9

Rating: 4.9 stars out of 5

923 reviews

Watermark Home Loans is a direct online mortgage lender in business since 2006. The lender is based in Irvine, California, and is available to...

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Visit First Citizens Bank, formerly CIT Bank (Mortgage) site

NMLS #503941

Bankrate Score

4.5

Rating: 4.5 stars out of 5

Consumer reviews

4.7

Rating: 4.7 stars out of 5

97 reviews

The biggest family-run bank in the U.S. with more than $200 billion in assets, First Citizens Bank assists borrowers with mortgages, in addition to...

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Visit PNC Bank site

NMLS #446303

Bankrate Score

4.5

Rating: 4.5 stars out of 5

Consumer reviews

4.4

Rating: 4.4 stars out of 5

36 reviews

PNC was the 15th-largest mortgage originator in the nation in 2023, according to federal data. Founded in 1852 as Pittsburgh National Bank, PNC is a...

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Visit Chase site

NMLS #399798

Bankrate Score

4.3

Rating: 4.3 stars out of 5

Consumer reviews

4.1

Rating: 4.1 stars out of 5

24 reviews

Chase Home Lending, a division of JPMorgan Chase & Co., is one of the top mortgage lenders in the U.S. One of the big-box lenders with national...

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Visit loanDepot site

NMLS #174457

Bankrate Score

4.2

Rating: 4.2 stars out of 5

Consumer reviews

3.7

Rating: 3.7 stars out of 5

890 reviews

LoanDepot was the third-largest mortgage lender in the U.S. in 2022, offering an end-to-end digital process along with in-person assistance at branch...

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Visit AmeriSave Mortgage Corporation site

NMLS #1168

Bankrate Score

4.1

Rating: 4.1 stars out of 5

Consumer reviews

4.0

Rating: 4 stars out of 5

978 reviews

AmeriSave Mortgage Corporation, an online mortgage lender, has funded more than $130 billion in home loans since its inception more than 20 years...

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Visit Pennymac site

NMLS #35953

Bankrate Score

4.0

Rating: 4 stars out of 5

Consumer reviews

3.6

Rating: 3.6 stars out of 5

29 reviews

Pennymac is a publicly traded direct mortgage lender and servicer offering a range of loan options, including low-down payment loans and refinancing....

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Visit First Federal Bank Mortgage Lenders site

NMLS #408902

Bankrate Score

3.8

Rating: 3.8 stars out of 5

Consumer reviews

5.0

Rating: 5 stars out of 5

73 reviews

Formerly affiliated with BNC National Bank, the First Federal Bank Mortgage Lenders team offers a wide range of loan programs but specializes in...

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Visit ZeroMortgage site

NMLS #7872

Bankrate Score

3.8

Rating: 3.8 stars out of 5

Consumer reviews

4.5

Rating: 4.5 stars out of 5

448 reviews

ZeroMortgage, an affiliate of Interfirst Mortgage Company, is an online-only mortgage lender headquartered in Chicago. If you qualify, you could get...

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Visit Garden State Home Loans site

NMLS #409701

Bankrate Score

3.6

Rating: 3.6 stars out of 5

Consumer reviews

5.0

Rating: 5 stars out of 5

565 reviews

Headquartered in Cherry Hill, New Jersey, Garden State Home Loans has funded $5.6 billion in loans since its founding in 2011. The lender offers...

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Visit Sebonic Financial site

NMLS #66247 Cardinal Financial | State License: MS162

Bankrate Score

3.5

Rating: 3.5 stars out of 5

Consumer reviews

4.5

Rating: 4.5 stars out of 5

1495 reviews

A division of Cardinal Financial, Sebonic Financial is a privately held lender based in Charlotte, North Carolina. Octane, the lender's proprietary...

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Visit Ally Bank site

NMLS #181005

Bankrate Score

3.5

Rating: 3.5 stars out of 5

Consumer reviews

4.2

Rating: 4.2 stars out of 5

244 reviews

Ally Bank began offering direct-to-consumer home loans in 2016. The bank and lender provides several mortgage options, including conventional loans,...

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