Mortgage Refinance

Interested in a mortgage refinance? Find out if a refi could lower your monthly mortgage payment.

Refinance Basics

Which equity loan is right for you?

Knowing the differences among equity loans will help you make the right choice.

9 min read

How to get the best refinance rate

It takes a bit of strategy. Here’s what you need to know, in seven handy tips.

8 min read

How a cash-out refinance works

A cash-out refi lets you tap your home equity in cash. See if it’s right for you.

5 min read

Does refinancing hurt your credit?

Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.

8 min read

Latest Articles

5 most and least popular states for Americans who moved during COVID

Texas and Florida added the most new residents. New York and Illinois lost the most.

3 min read Feb 12, 2021
Biden Admin and housing: Tax credits for first-time homebuyers, more

Biden’s housing platform attacks affordability issues.

4 min read Nov 11, 2020
Ask Bankrate: Is the new 0.5 percent refinance fee here to stay?

A reader asks: Do you see the new fee on refinancing mortgages being permanent?

6 min read Oct 23, 2020
Ask Bankrate: Are reverse mortgages risky? Is it smart to refinance one?

There are many misconceptions about reverse mortgages. Here’s why Bankrate’s expert is a fan of the product.

6 min read Oct 16, 2020
What to do when you lose income

Here’s what you should do to keep your personal finances as healthy as possible.

4 min read Sep 28, 2020
Ask Bankrate: When will yields on savings and money market accounts stop falling?

One Bankrate experts suggest deposit yields may be close to bottoming out.

5 min read Sep 25, 2020
The surprising reasons home prices have held up in this recession

U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.

4 min read Sep 25, 2020
Cheap mortgages are flooding the bond market, creating higher-paying investments

Just like the supply of mortgages, the supply of these bonds is surging.

4 min read Sep 18, 2020
Ask Bankrate: How can you protect investments from inflation?

A reader asks: If inflation goes up, what is your advice to protect my investments?

6 min read Aug 28, 2020
‘Missing middle’ homes could ease affordability squeeze, architect says

As home prices continue to outpace income gains, going back to the past may be the answer.

5 min read Aug 25, 2020