Mortgage Refinance

Interested in a mortgage refinance? Find out if a refi could lower your monthly mortgage payment.

Refinance Basics

Credit score to refinance

If you have bad credit, you need to find ways to compensate for the additional risk.

4 min read

Which equity loan is right for you?

Not all equity-tapping methods are created equal.

9 min read

How a cash-out refinance works

A cash-out refi lets you tap your home equity in cash. See if it’s right for you.

5 min read

How to get the best refinance rate

It takes a bit of strategy. Here’s what you need to know, in seven handy tips.

6 min read

Latest Articles

Survey finds 74% of homeowners haven’t refinanced despite historically low mortgage rates

The findings offer some clues about why so many homeowners are leaving money on the table.

5 min read Oct 18, 2021
Millennials go their own way when it comes to tapping home equity, survey finds

Tapping equity for home improvements? Tap away. How about trips and electronics? Think again.

5 min read Oct 06, 2021
This index shows where you should buy a home, and where you’re better off renting

See which markets are more likely to reward renting over buying, and vice-versa.

2 min read Jun 03, 2021
5 most and least popular states for Americans who moved during COVID

Texas and Florida added the most new residents. New York and Illinois lost the most.

3 min read Feb 12, 2021
Biden Admin and housing: Tax credits for first-time homebuyers, more

Biden’s housing platform attacks affordability issues.

4 min read Nov 11, 2020
Ask Bankrate: Is the new 0.5 percent refinance fee here to stay?

A reader asks: Do you see the new fee on refinancing mortgages being permanent?

6 min read Oct 23, 2020
Ask Bankrate: Are reverse mortgages risky? Is it smart to refinance one?

There are many misconceptions about reverse mortgages. Here’s why Bankrate’s expert is a fan of the product.

6 min read Oct 16, 2020
What to do when you lose income

Here’s what you should do to keep your personal finances as healthy as possible.

4 min read Sep 28, 2020
Ask Bankrate: When will yields on savings and money market accounts stop falling?

One Bankrate experts suggest deposit yields may be close to bottoming out.

5 min read Sep 25, 2020
The surprising reasons home prices have held up in this recession

U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.

4 min read Sep 25, 2020