Mortgage Refinance

Interested in a mortgage refinance? Find out if a refi could lower your monthly mortgage payment.

Refinance Basics

Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.

If you have bad credit, you need to find ways to compensate for the additional risk.

Not all equity-tapping methods are created equal.

A cash-out refi lets you tap your home equity in cash. See if it’s right for you.

What happens when you pay off your mortgage?

First, you celebrate. But remember: You’ve got some new obligations too.

6 min read Apr 07, 2025
How to get a home equity loan on a paid-off house

Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.

11 min read Apr 04, 2025
How much does it cost to refinance a mortgage?

It isn’t cheap. But what matters more is how fast you can recoup those closing costs.

4 min read Apr 04, 2025
How much equity do you need to refinance?

There are many refinance options based on level of equity.

4 min read Apr 04, 2025
Does refinancing a mortgage hurt your credit?

Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.

7 min read Apr 03, 2025
Mortgage rates retreat, remain well below 7%

Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.

2 min read Apr 02, 2025
VA loan refinance: What is it and how does it work?

If you qualify, a VA refinance can be a great way to snag a low rate.

6 min read Apr 02, 2025
Refinancing a home equity loan: When and how to do it

How to calculate if the costs outweigh the benefits.

11 min read Apr 01, 2025
Mortgage seasoning: What is it and what are the requirements?

It means you need to have money on hand to get a mortgage. And like fine wine — the longer, the better.

4 min read Apr 01, 2025
Best mortgage lenders of April 2025

Here are the best mortgage lenders for April 2025.

4 min read Apr 01, 2025