Mortgage Refinance

Interested in a mortgage refinance? Find out if a refi could lower your monthly mortgage payment.

Refinance Basics

Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.

If you have bad credit, you need to find ways to compensate for the additional risk.

Not all equity-tapping methods are created equal.

A cash-out refi lets you tap your home equity in cash. See if it’s right for you.

What is a second mortgage, and how does it work?

It can have huge benefits — if you do it right.

10 min read May 01, 2025
How to remove mortgage insurance on an FHA loan

Here’s how to cut this monthly insurance cost it if you’re eligible.

5 min read May 01, 2025
Best mortgage lenders of May 2025

Here are the best mortgage lenders for May 2025.

4 min read May 01, 2025
Mortgage rates dip amid market volatility

Mortgage rates retreat amid swings In markets

2 min read Apr 30, 2025
How often should you compare mortgage rates?

Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.

6 min read Apr 25, 2025
What is manual mortgage underwriting?

For borrowers with credit dings or unusual financials, manual underwriting can be key.

5 min read Apr 24, 2025
Are cash-out refinance rates higher? How to get the best rate

The cash you’ll get comes at cost. Here’s how to minimize it.

5 min read Apr 22, 2025
Do you need a down payment to refinance your mortgage?

Usually, no. But you still need to have some cash on hand at the closing.

5 min read Apr 21, 2025
Refinancing your mortgage in a turbulent market: 4 things to watch

If you hope to refinance in today’s turbulent market, here’s what to watch.

4 min read Apr 21, 2025
How to refinance when you have a second mortgage

It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.

5 min read Apr 18, 2025