2025 North Carolina conforming and FHA loan limits by county
Buying a house? Find the 2025 North Carolina conforming and FHA loan limits by county below. Bankrate compiled the conforming loan limits data from Federal Housing Finance Agency and the FHA loan limits from the U.S. Department of Housing and Urban Development (HUD).
| County | FHFA limit | FHA limit |
|---|---|---|
| Alamance | $806,500 | $524,225 |
| Alexander | $806,500 | $524,225 |
| Alleghany | $806,500 | $524,225 |
| Anson | $806,500 | $524,225 |
| Ashe | $806,500 | $524,225 |
| Avery | $806,500 | $524,225 |
| Beaufort | $806,500 | $524,225 |
| Bertie | $806,500 | $524,225 |
| Bladen | $806,500 | $524,225 |
| Brunswick | $806,500 | $524,225 |
| Buncombe | $806,500 | $524,225 |
| Burke | $806,500 | $524,225 |
| Cabarrus | $806,500 | $524,225 |
| Caldwell | $806,500 | $524,225 |
| Camden | $806,500 | $757,850 |
| Carteret | $806,500 | $524,225 |
| Caswell | $806,500 | $524,225 |
| Catawba | $806,500 | $524,225 |
| Chatham | $806,500 | $632,500 |
| Cherokee | $806,500 | $524,225 |
| Chowan | $806,500 | $524,225 |
| Clay | $806,500 | $524,225 |
| Cleveland | $806,500 | $524,225 |
| Columbus | $806,500 | $524,225 |
| Craven | $806,500 | $524,225 |
| Cumberland | $806,500 | $524,225 |
| Currituck | $806,500 | $757,850 |
| Dare | $806,500 | $663,550 |
| Davidson | $806,500 | $524,225 |
| Davie | $806,500 | $524,225 |
| Duplin | $806,500 | $524,225 |
| Durham | $806,500 | $602,600 |
| Edgecombe | $806,500 | $524,225 |
| Forsyth | $806,500 | $524,225 |
| Franklin | $806,500 | $530,150 |
| Gaston | $806,500 | $524,225 |
| Gates | $806,500 | $757,850 |
| Graham | $806,500 | $524,225 |
| Granville | $806,500 | $632,500 |
| Greene | $806,500 | $524,225 |
| Guilford | $806,500 | $524,225 |
| Halifax | $806,500 | $524,225 |
| Harnett | $806,500 | $524,225 |
| Haywood | $806,500 | $524,225 |
| Henderson | $806,500 | $524,225 |
| Hertford | $806,500 | $524,225 |
| Hoke | $806,500 | $524,225 |
| Hyde | $806,500 | $524,225 |
| Iredell | $806,500 | $524,225 |
| Jackson | $806,500 | $524,225 |
| Johnston | $806,500 | $529,000 |
| Jones | $806,500 | $524,225 |
| Lee | $806,500 | $524,225 |
| Lenoir | $806,500 | $524,225 |
| Lincoln | $806,500 | $524,225 |
| McDowell | $806,500 | $524,225 |
| Macon | $806,500 | $524,225 |
| Madison | $806,500 | $524,225 |
| Martin | $806,500 | $524,225 |
| Mecklenburg | $806,500 | $524,225 |
| Mitchell | $806,500 | $524,225 |
| Montgomery | $806,500 | $524,225 |
| Moore | $806,500 | $524,225 |
| Nash | $806,500 | $524,225 |
| New Hanover | $806,500 | $524,225 |
| Northampton | $806,500 | $524,225 |
| Onslow | $806,500 | $524,225 |
| Orange | $806,500 | $632,500 |
| Pamlico | $806,500 | $524,225 |
| Pasquotank | $806,500 | $805,000 |
| Pender | $806,500 | $524,225 |
| Perquimans | $806,500 | $805,000 |
| Person | $806,500 | $632,500 |
| Pitt | $806,500 | $524,225 |
| Polk | $806,500 | $524,225 |
| Randolph | $806,500 | $524,225 |
| Richmond | $806,500 | $524,225 |
| Robeson | $806,500 | $524,225 |
| Rockingham | $806,500 | $524,225 |
| Rowan | $806,500 | $524,225 |
| Rutherford | $806,500 | $524,225 |
| Sampson | $806,500 | $524,225 |
| Scotland | $806,500 | $524,225 |
| Stanly | $806,500 | $524,225 |
| Stokes | $806,500 | $524,225 |
| Surry | $806,500 | $524,225 |
| Swain | $806,500 | $524,225 |
| Transylvania | $806,500 | $524,225 |
| Tyrrell | $806,500 | $524,225 |
| Union | $806,500 | $524,225 |
| Vance | $806,500 | $524,225 |
| Wake | $806,500 | $530,150 |
| Warren | $806,500 | $524,225 |
| Washington | $806,500 | $524,225 |
| Watauga | $806,500 | $524,225 |
| Wayne | $806,500 | $524,225 |
| Wilkes | $806,500 | $524,225 |
| Wilson | $806,500 | $524,225 |
| Yadkin | $806,500 | $524,225 |
| Yancey | $806,500 | $524,225 |
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