10 largest mortgage lenders in the U.S.

Rocket Mortgage claimed the top spot in mortgage origination volume in 2025, beating out previous leader United Wholesale Mortgage, according to Home Mortgage Disclosure Act data.

While nearly 5,000 lenders originated mortgages in 2025, most of the activity is concentrated at the top: The 10 largest mortgage lenders accounted for more than 23% of all U.S. home loans originated and over 25% of the dollar volume of loans originated for the year.

10 largest mortgage lenders by loan origination volume

Below are the top 10 lenders by 2025 origination volume. This list is based on a Bankrate analysis of Home Mortgage Disclosure Act data, with assistance from LendingPatterns, a mortgage data firm.

1. Rocket Mortgage
2. United Wholesale Mortgage
3. CrossCountry Mortgage
4. Pennymac
5. Chase
6. LoanDepot
7. Bank of America
8. Guild Mortgage
9. Veterans United Home Loans
10. Navy Federal Credit Union

Rocket Mortgage

Rating: 4.6 stars out of 5

4.6

Learn more in our Bankrate review

• Latest mortgage volume

  • 2025 origination volume: 429,332 loans
  • 2025 dollar volume: $116.2 billion

• What to know

  • 4.7 out of 5 stars from Bankrate users
  • Highest customer satisfaction rating for mortgage servicing and above-average rating for mortgage origination by J.D. Power in 2025

United Wholesale Mortgage

Rating: 3.6 stars out of 5

3.6

Learn more in our Bankrate review

• Latest mortgage volume

  • 2025 origination volume: 422,120 loans
  • 2025 dollar volume: $164.3 billion

• What to know

  • 1.1 out of 5 stars by Bankrate users
  • Below-average rating for mortgage servicing by J.D. Power in 2025

CrossCountry Mortgage

Rating: 3.8 stars out of 5

3.8

Learn more in our Bankrate review

• Latest mortgage volume

  • 2025 origination volume: 125,099 loans
  • 2025 dollar volume: $49.1 billion

• What to know

  • 2.2 out of 5 stars from Bankrate users
  • Above-average customer satisfaction rating for mortgage servicing, but below-average rating for mortgage origination by J.D. Power in 2025

Pennymac

Rating: 4.8 stars out of 5

4.8

Learn more in our Bankrate review

• Latest mortgage volume

  • 2025 origination volume: 100,816 loans
  • 2025 dollar volume: $35.4 billion

• What to know

  • 2.8 out of 5 stars from Bankrate users
  • Above-average customer satisfaction rating for mortgage servicing by J.D. Power in 2025

Chase

Rating: 5 stars out of 5

5

Learn more in our Bankrate review

• Latest mortgage volume

  • 2025 origination volume: 94,243 loans
  • 2025 dollar volume: $66.3 billion

• What to know

  • Above-average customer satisfaction ratings for mortgage origination and servicing from J.D. Power in 2025

LoanDepot

Rating: 4.3 stars out of 5

4.3

Learn more in our Bankrate review

• Latest mortgage volume

  • 2025 origination volume: 91,730 loans
  • 2025 dollar volume: $25.7 billion

• What to know

  • 4.0 out of 5 stars from Bankrate users
  • Below-average customer satisfaction ratings for mortgage origination from J.D. Power in 2025, but above-average ratings for mortgage servicing

Bank of America

Rating: 4.7 stars out of 5

4.7

Learn more in our Bankrate review

• Latest mortgage volume

  • 2025 origination volume: 88,530 loans
  • 2025 dollar volume: $37.3 billion

• What to know

  • Above-average customer satisfaction ratings for mortgage servicing by J.D. Power in 2025, and second-highest rated for mortgage origination

Guild Mortgage

Rating: 4 stars out of 5

4

Learn more in our Bankrate review

• Latest mortgage volume

  • 2025 origination volume: 86,111 loans
  • 2025 dollar volume: $26.9 billion

• What to know

  • 3.8 out of 5 stars from Bankrate users
  • Above-average customer satisfaction rating for mortgage origination by J.D. Power in 2025, and second-highest rated mortgage servicer

Veterans United Home Loans

Rating: 4.9 stars out of 5

4.9

Learn more in our Bankrate review

• Latest mortgage volume

  • 2025 origination volume: 82,764 loans
  • 2025 dollar volume: $27.5 billion

• What to know

  • 5 out of 5 stars from Bankrate users
  • Above-average customer satisfaction rating for mortgage origination by J.D. Power in 2025, though the lender is not eligible for official rankings in the study

   

Navy Federal Credit Union

Rating: 4.8 stars out of 5

4.8

Learn more in our Bankrate review

• Latest mortgage volume

  • 2025 origination volume: 80,547 loans
  • 2025 dollar volume: $18.5 billion

• What to know

  • High customer satisfaction rating for mortgage origination and servicing from J.D. Power in 2025, though the credit union is not eligible for official rankings in the studies
  • Available only to service members, veterans and their families

   

10 largest mortgage lenders by dollar volume

1. United Wholesale Mortgage
2. Rocket Mortgage
3. Chase
4. CrossCountry Mortgage
5. Wells Fargo
6. Bank of America
7. Pennymac
8. U.S. Bank
9. Rate
10. Veterans United Home Loans

*Bankrate user ratings as of May 2026