2025 Kentucky conforming and FHA loan limits by county
Getting ready to buy a house in Kentucky? Find the 2025 Kentucky conforming and FHA loan limits by county below. Bankrate compiled the conforming loan limits data from Federal Housing Finance Agency and the FHA loan limits from the U.S. Department of Housing and Urban Development (HUD).
| County | FHFA limit | FHA limit |
|---|---|---|
| Adair | $806,500 | $524,225 |
| Allen | $806,500 | $524,225 |
| Anderson | $806,500 | $524,225 |
| Ballard | $806,500 | $524,225 |
| Barren | $806,500 | $524,225 |
| Bath | $806,500 | $524,225 |
| Bell | $806,500 | $524,225 |
| Boone | $806,500 | $524,225 |
| Bourbon | $806,500 | $524,225 |
| Boyd | $806,500 | $524,225 |
| Boyle | $806,500 | $524,225 |
| Bracken | $806,500 | $524,225 |
| Breathitt | $806,500 | $524,225 |
| Breckinridge | $806,500 | $524,225 |
| Bullitt | $806,500 | $524,225 |
| Butler | $806,500 | $524,225 |
| Caldwell | $806,500 | $524,225 |
| Calloway | $806,500 | $524,225 |
| Campbell | $806,500 | $524,225 |
| Carlisle | $806,500 | $524,225 |
| Carroll | $806,500 | $524,225 |
| Carter | $806,500 | $524,225 |
| Casey | $806,500 | $524,225 |
| Christian | $806,500 | $524,225 |
| Clark | $806,500 | $524,225 |
| Clay | $806,500 | $524,225 |
| Clinton | $806,500 | $524,225 |
| Crittenden | $806,500 | $524,225 |
| Cumberland | $806,500 | $524,225 |
| Daviess | $806,500 | $524,225 |
| Edmonson | $806,500 | $524,225 |
| Elliott | $806,500 | $524,225 |
| Estill | $806,500 | $524,225 |
| Fayette | $806,500 | $524,225 |
| Fleming | $806,500 | $524,225 |
| Floyd | $806,500 | $524,225 |
| Franklin | $806,500 | $524,225 |
| Fulton | $806,500 | $524,225 |
| Gallatin | $806,500 | $524,225 |
| Garrard | $806,500 | $524,225 |
| Grant | $806,500 | $524,225 |
| Graves | $806,500 | $524,225 |
| Grayson | $806,500 | $524,225 |
| Green | $806,500 | $524,225 |
| Greenup | $806,500 | $524,225 |
| Hancock | $806,500 | $524,225 |
| Hardin | $806,500 | $524,225 |
| Harlan | $806,500 | $524,225 |
| Harrison | $806,500 | $524,225 |
| Hart | $806,500 | $524,225 |
| Henderson | $806,500 | $524,225 |
| Henry | $806,500 | $524,225 |
| Hickman | $806,500 | $524,225 |
| Hopkins | $806,500 | $524,225 |
| Jackson | $806,500 | $524,225 |
| Jefferson | $806,500 | $524,225 |
| Jessamine | $806,500 | $524,225 |
| Johnson | $806,500 | $524,225 |
| Kenton | $806,500 | $524,225 |
| Knott | $806,500 | $524,225 |
| Knox | $806,500 | $524,225 |
| Larue | $806,500 | $524,225 |
| Laurel | $806,500 | $524,225 |
| Lawrence | $806,500 | $524,225 |
| Lee | $806,500 | $524,225 |
| Leslie | $806,500 | $524,225 |
| Letcher | $806,500 | $524,225 |
| Lewis | $806,500 | $524,225 |
| Lincoln | $806,500 | $524,225 |
| Livingston | $806,500 | $524,225 |
| Logan | $806,500 | $524,225 |
| Lyon | $806,500 | $524,225 |
| Mccracken | $806,500 | $524,225 |
| Mccreary | $806,500 | $524,225 |
| Mclean | $806,500 | $524,225 |
| Madison | $806,500 | $524,225 |
| Magoffin | $806,500 | $524,225 |
| Marion | $806,500 | $524,225 |
| Marshall | $806,500 | $524,225 |
| Martin | $806,500 | $524,225 |
| Mason | $806,500 | $524,225 |
| Meade | $806,500 | $524,225 |
| Menifee | $806,500 | $524,225 |
| Mercer | $806,500 | $524,225 |
| Metcalfe | $806,500 | $524,225 |
| Monroe | $806,500 | $524,225 |
| Montgomery | $806,500 | $524,225 |
| Morgan | $806,500 | $524,225 |
| Muhlenberg | $806,500 | $524,225 |
| Nelson | $806,500 | $524,225 |
| Nicholas | $806,500 | $524,225 |
| Ohio | $806,500 | $524,225 |
| Oldham | $806,500 | $524,225 |
| Owen | $806,500 | $524,225 |
| Owsley | $806,500 | $524,225 |
| Pendleton | $806,500 | $524,225 |
| Perry | $806,500 | $524,225 |
| Pike | $806,500 | $524,225 |
| Powell | $806,500 | $524,225 |
| Pulaski | $806,500 | $524,225 |
| Robertson | $806,500 | $524,225 |
| Rockcastle | $806,500 | $524,225 |
| Rowan | $806,500 | $524,225 |
| Russell | $806,500 | $524,225 |
| Scott | $806,500 | $524,225 |
| Shelby | $806,500 | $524,225 |
| Simpson | $806,500 | $524,225 |
| Spencer | $806,500 | $524,225 |
| Taylor | $806,500 | $524,225 |
| Todd | $806,500 | $524,225 |
| Trigg | $806,500 | $524,225 |
| Trimble | $806,500 | $524,225 |
| Union | $806,500 | $524,225 |
| Warren | $806,500 | $524,225 |
| Washington | $806,500 | $524,225 |
| Wayne | $806,500 | $524,225 |
| Webster | $806,500 | $524,225 |
| Whitley | $806,500 | $524,225 |
| Wolfe | $806,500 | $524,225 |
| Woodford | $806,500 | $524,225 |
Surrounding state conforming and FHA loan limits
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