Mortgages

If you need a mortgage for a home in a flood zone, your lender will likely require you to purchase flood insurance.

You pay a lump sum now to cut future monthly payments. But there are drawbacks.

When mortgage rates began rising in 2022, Americans responded by buying fewer homes. In an attempt to spur reluctant buyers to set aside their fears and make a move, many in the housing industry have begun [...]

Unless you have specific reasons to be concerned about your job, a recession may actually be a good time to buy a home.

Mortgage credit certificates aim to make owning a home a more affordable reality.

Learn about this key step in the FHA loan process, a cross between appraisal and home inspection.

Here’s what we know from past cycle turns.

A cash-out refi lets you tap your home equity in cash. See if it’s right for you.

You pay a lump sum now to cut future monthly payments. But there are drawbacks.

How do you pay back a reverse mortgage, and when is it necessary?

First, you cry. Then you fix the issue. Here’s how.

You can get an EEM through many of the same lenders that offer mortgages.

Mortgage rates retreat amid swings In markets

Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.

Auto rebates are money-back deals from manufacturers that lower vehicles’ costs.

Not all equity-tapping methods are created equal.

Here are the best mortgage lenders for May 2025.

When it comes to these easier-to-qualify-for loans, these lenders are tops.

Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.

Here are some of the best bad credit mortgage lenders in 2025.

Here are some of the best mortgage refinance lenders in 2025.

Our list of lenders best suited to helping out a novice homeowner-to-be.

Bankrate’s guide to finding the best reverse mortgage lender for you

OK with doing your loan digitally? These mortgage companies are the tops.

Underwater mortgages can occur during an economic downturn when home values fall.

Here are strategies for avoiding foreclosure if you have trouble making house payments.

First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.

This legal process could help you keep your home — but it comes with a catch.

Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.

Trust us, you don’t want to trigger it. Here’s why.

A 40-year mortgage comes with lower monthly payments, but higher interest costs.

A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.