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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

An image of a key that has a key chain of a stylized house made out of money.
And that’s on top of your mortgage payments.
This is the week that was for home equity rates.
home equity recession
It can be a shrewd move or a financial tripwire.
home equity loan default
Nothing good. The loss of your home, and a blow to your credit score.
It’s a way to put your homeownership stake to work, though not without risk.
A roundup of the week’s top stories in home equity, mortgages and real estate.
HELOC fraud
HELOCs make it easy to access home equity funds — for you but for thieves too.
This is the week that was for home equity rates.
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