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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Illustrated collage of: A hand holding a pencil with a house made of money
It’s the fun part, when you get your money. But you have to be ready when it ends.
Residential area with architectural homes on Main Street
And if so, how low can they go?
What is a second mortgage, and how does it work?
It can have huge benefits — if you do it right.
This is the week that was in home equity lending.
Illustrated collage featuring a house with money pouring from the front door
For one thing, you could lose your home if things go south.
Want to borrow against your home’s value? Be ready to meet these criteria.
A roundup of the week’s top stories in home equity, mortgages and real estate.
A HELOC has low interest rates, but it requires you to use your home as collateral.
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