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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated graphic featuring a home
These home equity loans can be a source of cash for seniors, albeit a costly one.
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Underwater mortgages can occur during an economic downturn when home values fall.
A one-story single-family home and yard
Here’s how to cut this monthly insurance cost it if you’re eligible.
Illustrated collage featuring a set of row houses on a sunny day
Is one better than the other? Here are the pros and cons of each.
Here are the best mortgage lenders for May 2025.
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Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in March 2025 and beyond.
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One offers certain, unchanging payments; the other, a chance to pay less interest.
A house on a stack of money
Mortgage rates retreat amid swings In markets
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
What is a second mortgage, and how does it work?
It can have huge benefits — if you do it right.
A one-story single-family home and yard
Here’s how to cut this monthly insurance cost it if you’re eligible.
Here are the best mortgage lenders for May 2025.
A house on a stack of money
Mortgage rates retreat amid swings In markets
A woman searches for mortgage rates on her phone with her child in tow
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
A mortgage loan officer meets with a borrower.
For borrowers with credit dings or unusual financials, manual underwriting can be key.
A dad and his two children riding bicycles together
The cash you’ll get comes at cost. Here’s how to minimize it.
Here are the best mortgage lenders for May 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
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Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
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Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
Illustrated collage featuring a row of houses
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.