First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
-
Is the housing market going to crash? What the experts are saying
The market keeps defying expectations. But experts agree that a housing market crash is not imminent.
9 min read Apr 21, 2024 -
What is mortgage insurance?
While mortgage insurance primarily benefits the lender, it does serve a purpose for the borrower.
7 min read Apr 18, 2024 -
Guide to first-time homebuyer loans and programs
A comprehensive guide to grants and other tools that can make your homeownership dreams come true.
10 min read Apr 16, 2024 -
How to improve your credit score for a mortgage
The higher your score, the better your approval chances, and the lower the interest rate.
4 min read Apr 16, 2024 -
Prequalified vs. preapproved: What’s the difference?
They sound similar, but only one assures home sellers you’re a serious buyer.
5 min read Apr 15, 2024 -
HFA loans: Everything you need to know
HFA loans are designed to make homeownership more affordable.
6 min read Apr 15, 2024 -
Private mortgage insurance (PMI): What it is and how it works
Hard to avoid it if your down payment is low. But must you pay this extra fee forever?
9 min read Apr 10, 2024 -
How much is a down payment on a house?
The down payment question may sound like a simple one, but it has many answers.
10 min read Apr 09, 2024 -
What does it take to get a no-down payment mortgage?
Some options if you want a house but your savings are small.
7 min read Apr 08, 2024 -
FHA closing costs: What they are and how much you’ll pay
Like other types of mortgages, FHA loans come with closing costs. Here’s a breakdown of what to expect.
5 min read Apr 04, 2024
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer