First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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North Carolina first-time homebuyer assistance programs
If you’re a first-time homebuyer in North Carolina, help is available.
6 min read Feb 18, 2025 -
Condo, townhouse, house, apartment: Which is right for you?
There’s more to consider than price when choosing a place to call home.
5 min read Feb 18, 2025 -
First-time homebuyer qualifications
You can be a “first-time homebuyer” — and get financial aid — even if you’ve owned a place before.
4 min read Feb 17, 2025 -
Nevada first-time homebuyer assistance programs
If you’re a first-time homebuyer in Nevada, help is available.
7 min read Feb 17, 2025 -
Oregon first-time homebuyer assistance programs
If you’re a first-time homebuyer in Oregon, help is available.
6 min read Feb 14, 2025 -
3 percent down mortgages: A guide to your options
You don’t have to come up with 20% in cash. But paying less now can cost you later.
7 min read Feb 14, 2025 -
Washington, D.C. first-time homebuyer assistance programs
If you’re a first-time homebuyer in Washington, D.C., help is available.
5 min read Feb 13, 2025 -
Mortgagor vs. mortgagee: What’s the difference?
They sound almost the same, but actually refer to parties on the opposite ends of a home loan.
2 min read Feb 13, 2025 -
Understanding the mortgage underwriting process
What to expect from start to finish when lenders evaluate you for a home loan.
7 min read Feb 12, 2025 -
What is the average down payment for first-time homebuyers?
The average down payment for first-time homebuyers is considerably less than the oft-quoted 20 percent down payment requirement.
7 min read Feb 12, 2025
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer