First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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Are high prices keeping you from achieving homeownership? Consider a condo
Feeling the home affordability crunch? Condos can make you a homeowner for less.
9 min read Aug 01, 2024 -
Should you apply for a mortgage online?
It’s the 21st century way. But is it the right way for you? Here’s everything to consider.
8 min read Jul 31, 2024 -
How to buy a house with low income
Yes, you can buy a house with a low income.
9 min read Jul 24, 2024 -
3 percent down mortgages: A guide to your options
You don’t have to come up with 20% in cash. But paying less now can cost you later.
8 min read Jul 22, 2024 -
What is a down payment?
A home down payment is the part of a home’s purchase price you pay upfront.
6 min read Jul 18, 2024 -
Types of mortgage lenders and how to choose
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
5 min read Jul 18, 2024 -
How to buy a house with bad credit
Have credit issues in your past? You still might qualify for a home loan.
5 min read Jul 16, 2024 -
How to improve your finances before your first mortgage
Here are three ways to boost your financial profile — before you apply for a home loan.
6 min read Jul 15, 2024 -
Mortgagor vs. mortgagee: What’s the difference?
They sound almost the same, but actually refer to parties on the opposite ends of a home loan.
2 min read Jul 15, 2024 -
FHA 203(k) loans: What they are and how they work
This type of mortgage lets you pay for a home and renovations with a single loan.
6 min read Jul 12, 2024
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer