First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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Mortgage approval may get a little easier in 2025
Changes to Fannie Mae’s criteria may open a pathway to homeownership for some buyers.
5 min read Dec 13, 2024 -
Even with pay raises, younger homebuyers struggle with affordability
Even with a pay raise, homeownership has moved further out of reach for younger generations.
5 min read Dec 09, 2024 -
Can you buy a home while carrying credit card debt?
You can, but a lot depends on credit utilization. Here’s what that means and how it factors into getting a mortgage.
4 min read Nov 04, 2024 -
The secret to getting a mortgage as a single person: Your lender
Is it harder to get a mortgage if you’re single?
4 min read Jul 08, 2024 -
I chose this type of mortgage lender to buy my first home — and it was the best decision I made
Bankrate editor Laurie Richards shares why she worked with a local mortgage lender to buy her first home.
4 min read Jun 20, 2024 -
First-time homebuyer statistics 2024
Find out how first-time homebuyers stack up in terms of age, race and ethnicity and more.
2 min read Feb 28, 2024 -
How to make an offer on a house
How to make a successful offer on a house, and what to avoid.
7 min read Dec 06, 2023 -
Gen Z and homebuying: 2023 trends and data
Can the American Dream of homeownership ever become a reality for this generation of young adults?
5 min read Oct 09, 2023 -
Buying a house with no money down
It’s not easy. And even if you can, it may not be a good idea.
7 min read Dec 06, 2022 -
Buying amid affordability squeeze? Here’s how homebuyers can cope
If you’re stretching to buy a home, here are some tips.
7 min read May 23, 2022
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer