First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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Even with pay raises, younger homebuyers struggle with affordability
Even with a pay raise, homeownership has moved further out of reach for younger generations.
4 min read Dec 11, 2023 -
How to make an offer on a house
How to make a successful offer on a house, and what to avoid.
7 min read Dec 06, 2023 -
Should you get an adjustable-rate mortgage?
Although ARMs are buzzy again, the risk hasn’t changed.
5 min read Nov 20, 2023 -
What is a mortgage origination fee? And do you have to pay it?
Here’s how much the fee costs and whether you can negotiate it.
6 min read Nov 13, 2023 -
Millennials and mortgages: navigating the path to homeownership in a changing market
Millennials are different from previous generations when it comes to homebuying. Here’s what that looks like.
7 min read Oct 30, 2023 -
Reporting rent payments boosts credit for would-be homebuyers
A free rent reporting program has helped thousands increase their credit scores.
3 min read Oct 26, 2023 -
What is a mortgage commitment letter and how does it help buy a home?
It means you’ve got financing to buy a home — probably. But it’s far from a done deal.
8 min read Oct 13, 2023 -
Gen Z and homebuying: 2023 trends and data
Can the American Dream of homeownership ever become a reality for this generation of young adults?
6 min read Oct 09, 2023 -
In a one-two punch for buyers, home prices rise as mortgage rates soar
Home prices keep trending down, but buyers still can’t afford them.
3 min read Aug 23, 2023 -
House, townhouse, condo or apartment? How to choose
There’s more to consider than price when choosing a place to call home.
5 min read Jul 25, 2023
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
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Get guidance
- First-time homebuyer guide
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- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer