First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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5 types of mortgage loans for homebuyers
A comprehensive list to help you find the right financing tool for your dream home.
8 min read Nov 13, 2024 -
Private mortgage insurance (PMI): What it is and how it works
Hard to avoid it if your down payment is low. But must you pay this extra fee forever?
6 min read Nov 11, 2024 -
Is the housing market going to crash? What the experts are saying
The housing market keeps defying expectations. But experts agree that a crash is not imminent.
6 min read Nov 10, 2024 -
Guide to first-time homebuyer loans and programs
A comprehensive guide to grants and other tools that can make your homeownership dreams come true.
7 min read Nov 05, 2024 -
Can you buy a home while carrying credit card debt?
You can, but a lot depends on credit utilization. Here’s what that means and how it factors into getting a mortgage.
3 min read Nov 04, 2024 -
How to shop for a mortgage without hurting your credit score
A drop is inevitable, but you can minimize it.
7 min read Oct 31, 2024 -
Understanding the mortgage underwriting process
What to expect from start to finish when lenders evaluate you for a home loan.
8 min read Oct 15, 2024 -
Mortgage brokers: What they do and how they help homebuyers
This home-financing pro could help you find that perfect loan.
8 min read Sep 13, 2024 -
What are reserves for a mortgage?
They’re a financial cushion to meet your monthly payments. But what makes them mandatory?
7 min read Sep 13, 2024 -
Closing costs: What are they and how much are they?
They’re upfront expenses you pay on closing day. And they can mount into the thousands.
6 min read Sep 13, 2024
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer