First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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FHA loans: Definition, requirements and limits
FHA loans can help borrowers with less-than-ideal credit and cash. But they aren’t perfect.
9 min read Dec 17, 2024 -
How to save for a home down payment when rates are falling
Here are some of the best strategies for saving for a home in a low-interest rate environment.
3 min read Dec 16, 2024 -
Mortgage approval may get a little easier in 2025
Changes to Fannie Mae’s criteria may open a pathway to homeownership for some buyers.
5 min read Dec 13, 2024 -
Is the housing market going to crash? What the experts are saying
The housing market keeps defying expectations. But experts agree that a crash is not imminent.
6 min read Dec 10, 2024 -
Even with pay raises, younger homebuyers struggle with affordability
Even with a pay raise, homeownership has moved further out of reach for younger generations.
2 min read Dec 09, 2024 -
First-time homebuyer guide
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
8 min read Dec 02, 2024 -
5 types of mortgage loans for homebuyers
A comprehensive list to help you find the right financing tool for your dream home.
8 min read Nov 13, 2024 -
Private mortgage insurance (PMI): What it is and how it works
Hard to avoid it if your down payment is low. But must you pay this extra fee forever?
6 min read Nov 11, 2024 -
Guide to first-time homebuyer loans and programs
A comprehensive guide to grants and other tools that can make your homeownership dreams come true.
7 min read Nov 05, 2024 -
Can you buy a home while carrying credit card debt?
You can, but a lot depends on credit utilization. Here’s what that means and how it factors into getting a mortgage.
3 min read Nov 04, 2024
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer