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Mortgages

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Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Borrowers meet with a loan officer to refinance their mortgage.
Usually, no. But you still need to have some cash on hand at the closing.
Illustrated collage featuring a house
It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.
Young Asian woman organising and tidying up the cushions and throw on the sofa in the living room at home
It’s pretty similar to any ARM — and despite the low intro rates, it comes with caveats.
Illustrated collage featuring money, a staircase, a hammer, and screws
It has many advantages, but getting one’s a painstaking process.
Yellow house with trees
You’ll need to do a bit of legwork to find a good fit, but it’s worth it to get one of these loans.
Image of money and keys within a wallet
For the average single-family homeowner, ongoing yearly expenses have increased 26 percent since 2020, according to a new Bankrate study.
Military man wearing fatigues standing outside of his home
A fast and easy way to cut the interest payments on your VA home mortgage.
VA funding fee: Everything to know about VA loan costs
VA loans come with a one-time funding fee. Here’s why, how much it costs and how to pay it.
Here are the best mortgage lenders for April 2025.
Tire swing hanging on a tree at a house
It’s an easy way to swap out your FHA loan — provided you qualify.
A salesperson and a customer discuss a car
Auto leases can come with upsells and costly fees. Beware these 9 car leasing traps.
A contractor installs backsplash in a kitchen
A VA cash-out refinance can help you save money, but it isn’t free.
How to refinance a house you’re renting out
No, it’s not exactly the same as refinancing your home’s mortgage.
A couple speaks with a financial advisor.
You need to crunch numbers to see if a refi makes sense.
A homeowner makes improvements to an outdoor deck.
Tapping your home to upgrade your home: A good idea, but beware the potential pitfalls.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
Here are the best mortgage lenders for April 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.
House in the woods
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
A couple unwrapping/packing boxes in the kitchen
Yes, you can own again. But it’ll take patience and a strong financial profile.
photo illustration of red for sale sign with "foreclosure" beneath it
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
Tensed couple looking over bills
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Couple reviewing financial statements
A deficiency judgment in real estate could have lasting impact on your credit and finances.