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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Whitefish, Montana
If you’re a first-time homebuyer in Montana, help is available.
Illustrated collage featuring an aerial view of suburban homes
Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
Modern bedroom
Not all equity-tapping methods are created equal.
Franklin, Tennessee
If you’re a first-time homebuyer in Tennessee, help is available.
Shreveport, Louisiana
If you’re a first-time homebuyer in Louisiana, help is available.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Using Bankrate’s calculator can help you see the outcomes for different scenarios.
A home on a corner lot
A mortgage application includes everything the lender needs to know to approve or deny your loan.
A salesperson and a customer discuss a car
Auto leases can come with upsells and costly fees. Beware these 9 car leasing traps.
A contractor installs backsplash in a kitchen
A VA cash-out refinance can help you save money, but it isn’t free.
How to refinance a house you’re renting out
No, it’s not exactly the same as refinancing your home’s mortgage.
A couple speaks with a financial advisor.
You need to crunch numbers to see if a refi makes sense.
A homeowner makes improvements to an outdoor deck.
Tapping your home to upgrade your home: A good idea, but beware the potential pitfalls.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
The bottom line: You can choose to refinance, but you’re forced into a loan modification.
Portrait of bearded man sitting at a table at home filling out a document with pitcher and glass on the table in front of him
A lender may not let you remove a car loan co-signer without refinancing.
Here are the best mortgage lenders for March 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.
House in the woods
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
A couple unwrapping/packing boxes in the kitchen
Yes, you can own again. But it’ll take patience and a strong financial profile.
photo illustration of red for sale sign with "foreclosure" beneath it
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
Tensed couple looking over bills
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Couple reviewing financial statements
A deficiency judgment in real estate could have lasting impact on your credit and finances.