Mortgages
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Mortgage Basics
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Latest Articles
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Wraparound mortgage: What it is and how it can help buyers and sellers
The home seller becomes your lender In this obscure financing option.
6 min read May 24, 2024 -
Right of rescission: Canceling a HELOC, home equity loan or refinance
If you’re second-guessing your refi or home equity loan, you could have a way out.
4 min read May 24, 2024 -
What is the Home Ownership and Equity Protection Act (HOEPA)?
It protects you from predatory practices by mortgage lenders, among other things.
6 min read May 24, 2024 -
FHA vs. VA loans: What’s the difference, and which is better for you?
Two government-backed mortgage programs, each with unique benefits
5 min read May 24, 2024 -
Pros and cons of an adjustable-rate mortgage (ARM)
Adjustable mortgages have lower interest rates — at first. But be ready when it resets.
6 min read May 24, 2024 -
Conforming loans: What they are and how they work
It’s a mortgage has to adhere to certain standards — to protect both you and the lender.
8 min read May 24, 2024 -
Understanding the mortgage underwriting process
What to expect from start to finish when lenders evaluate you for a home loan.
7 min read May 24, 2024 -
What is mortgage amortization?
Using Bankrate’s calculator can help you see the outcomes for different scenarios.
7 min read May 24, 2024 -
What are guaranteed mortgage loans?
In short, without guaranteed mortgages, there would be a lot fewer home sales.
4 min read May 24, 2024 -
Bank statement loan: What is it and who should get one?
While an option for some borrowers, there are downsides.
8 min read May 24, 2024