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Mortgages

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Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated collage of: A hand holding a pencil with a house made of money
It’s the fun part, when you get your money. But you have to be ready when it ends.
They’re a financial cushion to meet your monthly payments. But what makes them mandatory?
A bank representative helps a customer with buying a home.
Providing proof of funds is usually a requirement of the homebuying process.
Illustrated graphic featuring a home
These home equity loans can be a source of cash for seniors, albeit a costly one.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
A one-story single-family home and yard
Here’s how to cut this monthly insurance cost it if you’re eligible.
Illustrated collage featuring a set of row houses on a sunny day
Is one better than the other? Here are the pros and cons of each.
Three people discussing homeownership options
A cash-out refinance is best reserved for major expenses.
Balacing a house and coins
Everything you need to know before you start switching out your home loan.
An abstract closeup of multicolored file folders in a filing cabinet
And do you need to keep all of them?
A Colonial-style single-family home
A drop is inevitable, but you can minimize it.
Shaking hands
They’re hoping promos will make you ignore the runup in interest rates.
Mortgage refinance options for bad credit
Borrowers with poor credit can still nail down home loan refinancing. Here’s how.
If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.
Illustrated collage featuring a house on a hill made of money
It’s a smart financial move. Here’s how to do it.
Here are the best mortgage lenders for May 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
Man on his laptop at night
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
Illustrated collage featuring a row of houses
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.