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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated graphic featuring a man in a suit staring at a large bag of money
As the name implies, it’s a loan for a lot more money. But it has higher requirements too.
A house on a stack of money
Mortgage rates dip amid swings In markets
A picture of a home next to a smaller home.
The stats look bleak, but experts caution that if you can afford to buy, getting a smaller home is better than waiting on the sidelines.
A woman doing yoga
LPMI allows you to forgo mortgage insurance, but you’ll have to stomach a higher interest rate.
Illustrated graphic featuring a man giving a child a piggyback ride
It requires not one, but two mortgages. But it can get you closer to that dream home.
Cellist plays on porch during coronavirus
Answers to borrowers most common mortgage forbearance questions
A center hall Colonial-style home with trees in front yard
It’s the reason your mortgage lender gets paid back first from your home sale’s proceeds.
Brick home with landscaped front yard
They’re upfront expenses you pay on closing day. And they can mount into the thousands.
How to refinance a house you’re renting out
No, it’s not exactly the same as refinancing your home’s mortgage.
A couple speaks with a financial advisor.
You need to crunch numbers to see if a refi makes sense.
A homeowner makes improvements to an outdoor deck.
Tapping your home to upgrade your home: A good idea, but beware the potential pitfalls.
The bottom line: You can choose to refinance, but you’re forced into a loan modification.
Portrait of bearded man sitting at a table at home filling out a document with pitcher and glass on the table in front of him
A lender may not let you remove a car loan co-signer without refinancing.
Young couple speaking to a banker
Find out if your lender can offer you a better deal.
Illustration of woman looking at a new vehicle at a car dealership
There’s no best car for everyone, but there is a best one for you.
A suburban single-family home with front yard
If you have bad credit, you need to find ways to compensate for the additional risk.
Here are the best mortgage lenders for May 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Cellist plays on porch during coronavirus
Answers to borrowers most common mortgage forbearance questions
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
Man on his laptop at night
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.