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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Senior couple looking at a laptop
Here’s what to consider before paring down your home.
A single-family one-story home in Los Angeles, California
You may not recognize their name, but they might have a better deal for you.
A single-family Colonial-style home
Just because these generous loans let you tap all of your home equity doesn’t mean you should.
What are mortgage lenders?
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Does refinancing affect property taxes?
No, there won’t be an immediate impact. But there are some things to watch out for.
Illustrated collage of: A hand holding a pencil with a house made of money
It’s the fun part, when you get your money. But you have to be ready when it ends.
They’re a financial cushion to meet your monthly payments. But what makes them mandatory?
A bank representative helps a customer with buying a home.
Providing proof of funds is usually a requirement of the homebuying process.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Illustrated collage featuring a row of houses with a blue circle rising behind them
You save a chunk of cash upfront, but it may cost you more in the long run.
Cedar shingle house on the water in Cape Cod.
The rules are different for refinancing a second home or investment property.
A scale balancing a house and money
It’s a comparison calculation that’ll determine if you’ll get a loan, and the interest rate you’ll pay.
Couple discussing contract terms during meeting with realtor
There are many mortgage refinance options, and more than one might suit your needs. Here’s how to choose the best one.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
Mother and son look at a car
Leasing companies must tell you all of the terms of the deal they are offering you.
A couple sits on a porch of a house drinking coffee.
Consumers have a variety of ways to invest in real estate in 2025.
Here are the best mortgage lenders for May 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
Man on his laptop at night
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
Illustrated collage featuring a row of houses
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.