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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated collage featuring a tree growing behind a house
If you’ve got some extra cash, should you throw it at your mortgage?
A house on a stack of money
Mortgage rates dip amid swings In markets
Illustrated design of the roof of a house opening up and money being inserted
The average down payment for first-time homebuyers is considerably less than the oft-quoted 20 percent down payment requirement.
How much are VA closing costs?
They’re often lower, but they still can add up. Here’s what to look for.
1950s style wooden home
The higher your score, the better your approval chances, and the lower the interest rate.
A closeup of a bank-owned open house sign
Bank-owned properties are typically foreclosed. They are sometimes called real-estate owned or REO.
Illustrated collage featuring gears behind a house
Adjustable mortgages have lower interest rates — at first. But be ready when it resets.
Couple looking at rates on phone
Don’t take out a reverse mortgage before learning about these scams.
A house on a stack of money
Mortgage rates dip amid swings In markets
An image of a silver SUV against a light screen square on a dark green background.
Here’s how to refinance a car loan and save.
A person is in their home office calculating their taxes
Cash-out refinances have implications at tax time.
Image of a house
You pay a lump sum now to cut future monthly payments. But there are drawbacks.
A single-family home in suburban Michigan
How do you pay back a reverse mortgage, and when is it necessary?
Man at home working
First, you cry. Then you fix the issue. Here’s how.
A contractor installs insulation
You can get an EEM through many of the same lenders that offer mortgages.
Illustration of a money bag sitting in a tire. An empty gas meter is overlaid on the tire.
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
Here are some of the best mortgage refinance lenders in 2025.
Here are the best mortgage lenders for June 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Anvil suspended over a home
Answers to borrowers most common mortgage forbearance questions
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
Man on his laptop at night
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.