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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A house on a stack of money
How low will they go?
A woman searches for mortgage rates on her phone with her child in tow
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
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Hard to avoid it if your down payment is low. But must you pay this extra fee forever?
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Learn the essentials of this popular mortgage before you apply.
Illustrated collage featuring an aerial view of suburban homes
Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
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A comprehensive guide to grants and other tools that can make your homeownership dreams come true.
A house sitting atop a stack of credit cards
You can, but a lot depends on credit utilization. Here’s what that means and how it factors into getting a mortgage.
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U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
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Just like the supply of mortgages, the supply of these bonds is surging.
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A reader asks: If inflation goes up, what is your advice to protect my investments?
Duplex in Virginia
As home prices continue to outpace income gains, going back to the past may be the answer.
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A reader asks: Dividend stocks had been getting hammered. Are they still a good investment tool?
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A reader asks who’s nearing retirement asks if it’s smart to pay down the mortgage faster.
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The answer depends on how far into the loan you are or how close you may be to the end.
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One readers asks: When will we be out of this economic downturn?
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Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
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Answers to borrowers most common mortgage forbearance questions
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
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Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?