Mortgages
Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.
Explore more
Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
Editor's picks
Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Yes, shopping around can make a difference and save you thousands.
Here are the best mortgage lenders for October 2024.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
You have to know all the questions to give the right answers.
What to expect from start to finish when lenders evaluate you for a home loan.
The trusted provider of accurate rates and financial information
News highlights
The latest
How low will they go?
Even with a pay raise, homeownership has moved further out of reach for younger generations.
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
Here are the best mortgage lenders for October 2024.
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in December 2024 and beyond.
FHA loan limits have increased for 2025. Here’s what to know if you’re looking for this low-down payment mortgage.
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
A key part of the American Dream grows out of reach for many.
Tapping equity for home improvements? Tap away. How about trips and electronics? Think again.
See which markets are more likely to reward renting over buying, and vice-versa.
Texas and Florida added the most new residents. New York and Illinois lost the most.
Biden’s housing platform attacks affordability issues.
A reader asks: Do you see the new fee on refinancing mortgages being permanent?
There are many misconceptions about reverse mortgages. Here’s why Bankrate’s expert is a fan of the product.
Here’s what you should do to keep your personal finances as healthy as possible.
One Bankrate experts suggest deposit yields may be close to bottoming out.
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Answers to borrowers most common mortgage forbearance questions
Some seemingly-dead second mortgages are coming back to life demanding payment.
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Insolvency is a difficult financial situation, but it doesn’t have to last forever.