Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty
Star
Star Empty
Star
Star Empty
Star
Star Empty
Star
Star Empty
Star
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty
Star
Star Empty
Star
Star Empty
Star
Star Empty
Star
Star Empty
Star
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

Illustrated collage featuring a house with money pouring from the front door
For one thing, you could lose your home if things go south.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
A woman meets with her lender to refinance her mortgage.
It all depends on how interest rates are trending and how your financials are looking.
A gray accented suburban home with a double garage
It could be a shrewd strategy, as long as the costs suit your budget and timeline.
Woman standing on the porch of a beach property
Here are the latest investment and rental property statistics.
Mortgage rates rose slightly this week, but remain firmly under 7 percent.
Couple sitting on a sofa, looking at a laptop
Mortgage rates have fallen, but the imminent Fed cut could make them even more favorable for refinancers.
Mother holding two children
There are at least two schools of thought on how much it should be.
Chicago homes and skyline
See which markets are more likely to reward renting over buying, and vice-versa.
Welcome to Texas sign
Texas and Florida added the most new residents. New York and Illinois lost the most.
President-elect Joe Biden
Biden’s housing platform attacks affordability issues.
Envelopes
A reader asks: Do you see the new fee on refinancing mortgages being permanent?
Envelopes
There are many misconceptions about reverse mortgages. Here’s why Bankrate’s expert is a fan of the product.
People wait outside a grocery store during the pandemic.
Here’s what you should do to keep your personal finances as healthy as possible.
Envelopes
One Bankrate experts suggest deposit yields may be close to bottoming out.
woman in mask
U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Image of houses on a sunny day
Here are the best mortgage lenders for April 2024.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Here are some of the best mortgage refinance lenders in 2024.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Borrowers can request forbearance when there’s a change in their financial situation.
A single-story home with yard and driveway
It’s the first step on the road to losing your home. So avoid it.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.