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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.
Des Moines, Iowa
If you’re a first-time homebuyer in Iowa, help is available.
A condo kitchen with a modern open-floor plan
To improve your chances of getting approved for condo financing, follow these tips.
A contractor installs backsplash in a kitchen
A VA cash-out refinance can help you save money, but it isn’t free.
If you’re a first-time homebuyer in North Dakota, help is available.
Teton Village, Wyoming
If you’re a first-time homebuyer in Wyoming, help is available.
How to refinance a house you’re renting out
No, it’s not exactly the same as refinancing your home’s mortgage.
A couple speaks with a financial advisor.
You need to crunch numbers to see if a refi makes sense.
residential neighborhood
A huge home-value gap has opened up between coastal cities and the rest of the U.S.
Envelopes
One readers asks: When will we be out of this economic downturn?
Envelopes
A reader asks: Should I pay down my mortgage or contribute more to retirement?
Envelopes
Readers want to know: Will economic disruption cause home prices to fall?
Envelopes
One reader asks: With interest rates so low, is it a good idea to invest in real estate?
Envelopes
Find out what you can do if your stimulus check was deposited into the wrong account.
Envelopes
See whether it’s smart to tap retirement savings to pay down debt.
Envelopes
Bankrate’s experts answer reader questions each week.
Here are the best mortgage lenders for March 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.
House in the woods
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
A couple unwrapping/packing boxes in the kitchen
Yes, you can own again. But it’ll take patience and a strong financial profile.
photo illustration of red for sale sign with "foreclosure" beneath it
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
Tensed couple looking over bills
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Couple reviewing financial statements
A deficiency judgment in real estate could have lasting impact on your credit and finances.