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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A house on a stack of money
How low will they go?
A woman searches for mortgage rates on her phone with her child in tow
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
Illustrated collage featuring a house with colorful graphics behind it
Hard to avoid it if your down payment is low. But must you pay this extra fee forever?
A soldier embracing her young child
Learn the essentials of this popular mortgage before you apply.
Illustrated collage featuring an aerial view of suburban homes
Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
A woman looking at her phone
A comprehensive guide to grants and other tools that can make your homeownership dreams come true.
A house sitting atop a stack of credit cards
You can, but a lot depends on credit utilization. Here’s what that means and how it factors into getting a mortgage.
Houses with snow
Market turmoil from the war in Ukraine likely is just a blip in the upward path of mortgage rates.
house with snow
The highest inflation in decades will push rates up. But will war in Ukraine pull rates back down?
historic homes
Three months ago, the average mortgage rate was 3.15 percent. Now it’s 4.03 percent, according to Bankrate research.
houses with snow
Mortgage rates are unlikely to fall to 2021 levels, but the big moves could be over for now.
San Francisco homes
San Francisco had the most homes topping list price in December.
Mortgage rate forecast for January 2022: Higher rates ring in the New Year
Will rates move higher from their near-record lows? The experts weigh in.
house with snow
The National Association of Realtors expects price appreciation to dip below 3% in 2022.
Two parents and two children sitting on a couch
The findings offer some clues about why so many homeowners are leaving money on the table.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Cellist plays on porch during coronavirus
Answers to borrowers most common mortgage forbearance questions
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?