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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Young mother playing with her children
FHA loan limits have increased for 2025. Here’s what to know if you’re looking for this low-down payment mortgage.
A house on a stack of money
How low will they go?
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Homeownership out of reach
A key part of the American Dream grows out of reach for many.
Front view of the UWM building
UWM claims the top spot on the latest list.
Modern bedroom
Knowing the differences among equity loans will help you make the right choice.
A comprehensive list to help you find the right financing tool for your dream home.
A woman searches for mortgage rates on her phone with her child in tow
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
woman in mask
U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
A picture of a residential neighborhood from above
Just like the supply of mortgages, the supply of these bonds is surging.
Envelopes
A reader asks: If inflation goes up, what is your advice to protect my investments?
Duplex in Virginia
As home prices continue to outpace income gains, going back to the past may be the answer.
Fort Lauderdale houses
Home prices are rising much faster than incomes and it’s not where you think.
Envelopes
A reader asks: Dividend stocks had been getting hammered. Are they still a good investment tool?
Envelopes
A reader asks who’s nearing retirement asks if it’s smart to pay down the mortgage faster.
single-family-construction
Restrictive zoning rules protect property values — sometimes too effectively, housing economists say.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Cellist plays on porch during coronavirus
Answers to borrowers most common mortgage forbearance questions
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.