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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Two home appraisers examining a house
These key details in a home purchase contract protect buyers and sellers.
historic homes
Three months ago, the average mortgage rate was 3.15 percent. Now it’s 4.03 percent, according to Bankrate research.
house being renovated
A cash-out mortgage refinance is a common way to pay for a renovation.
house for sale
The job market is booming. Inflation is raging. The Fed is poised to take away the punch bowl.
Row of houses with garbage and recycling bins on roadside
10-year Treasury yields tend to preview where mortgage rates go. With yields rising, interest on home loans should, too.
Wooden floor and bare walls in empty bedroom
Whitewashing is a practice in which homeowners of color remove their personal effects from a property to maximize its appraised value.
houses with snow
Mortgage rates are unlikely to fall to 2021 levels, but the big moves could be over for now.
Winter panorama of still developing neighborhood with houses in different stages of building
HOA finances are an important aspect of your mortgage application and can complicate the deal if they’re not up to snuff.
A house on a stack of money
How low will they go?
A woman searches for mortgage rates on her phone with her child in tow
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
A Colonial-style single-family home
A drop is inevitable, but you can minimize it.
Couple discussing finances on a couch
You can cut your total mortgage interest in half, but there’s one big catch.
Three people discussing homeownership options
It can be fast, easy money — but it comes with caveats.
Illustrated collage featuring a family sitting together on a couch
It takes a bit of strategy. Here’s what you need to know, in seven handy tips.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Cellist plays on porch during coronavirus
Answers to borrowers most common mortgage forbearance questions
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?