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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Aerial view of town
As home sellers lose their bargaining power in a cooling market, a new option has emerged: Pay for a buyer’s lower rate.
Kitchen activities: a young woman making sourdough bread at home while watching a live baking session online.
The latest FHA balance sheet might help reignite the conversation around lower mortgage insurance premiums.
house for sale
A closely watched report about home sales is out this week.
Aerial image of houses in a suburban area
With soaring rates squeezing affordability, homebuyers and lenders are taking notice of this oft-overlooked feature.
Fall in Philadelphia
The holidays are mere weeks away, but there’s not much to celebrate about the mortgage rate climate.
Aerial view of houses and gardens, New York, USA
The ‘seller’s strike’ is real.
Storm approaching the Hillsboro Beach near Miami, Florida
Following the storm, Fannie Mae and others have authorized forbearance plans for affected borrowers.
Close up of a father playing with his daughters in their new home
As more lenders aim to address the racial housing gap, they offer generous terms. Borrowers still face risks.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
A woman meets with her lender to refinance her mortgage.
It all depends on how interest rates are trending and how your financials are looking.
A gray accented suburban home with a double garage
It could be a shrewd strategy, as long as the costs suit your budget and timeline.
Mortgage rates rose slightly this week, but remain firmly under 7 percent.
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Mortgage rates have fallen, but the imminent Fed cut could make them even more favorable for refinancers.
A woman reviewing documents
From A(RMs) to V(A loans), the most common words mortgage shoppers should know.
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How to calculate if the costs outweigh the benefits.
A house with a fenced-in yard
It’s basically a fee to stop you from settling your mortgage early.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Image of houses on a sunny day
Here are the best mortgage lenders for April 2024.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Here are some of the best mortgage refinance lenders in 2024.
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Bankrate’s guide to finding the best reverse mortgage lender for you
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Borrowers can request forbearance when there’s a change in their financial situation.
A single-story home with yard and driveway
It’s the first step on the road to losing your home. So avoid it.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.