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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

mortgage scam post disaster
Don’t fall for fraudsters’ phony “mortgage relief” offers.
Aerial view of Sun Harbour Boutique Hotel in Surfside, Miami-Dade County, Florida, USA.
Fannie and Freddie have made its post-Surfside condo mortgage rules permanent.
Aerial view of the houses in the suburban areas in Sayerville, New Jersey, USA
The downgrade of U.S. debt created one more reason for mortgage rates to stay at a peak.
Illustrated collage featuring a home on a sunny day
Experts hoped for 5 percent mortgage rates by end of year. Now, not so much.
Illustrated collage featuring a sign that says, "Market st"
The major factor moving mortgage rates? Inflation — still.
Illustrated collage featuring a road sign that says, "Market St" and a suburban town
Mortgage rates were supposed to start falling by now. Will they retreat in June?
Panoramic aerial view of a upscale suburbs in Atlanta
Mortgage rates have shot up this year, but inflation isn’t the only driver.
A row of houses surrounded by green grass and trees
The nation’s two largest mortgage lenders have rolled out 1% down payment loans. Is there a catch?
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
A woman meets with her lender to refinance her mortgage.
It all depends on how interest rates are trending and how your financials are looking.
A gray accented suburban home with a double garage
It could be a shrewd strategy, as long as the costs suit your budget and timeline.
Mortgage rates rose slightly this week, but remain firmly under 7 percent.
Couple sitting on a sofa, looking at a laptop
Mortgage rates have fallen, but the imminent Fed cut could make them even more favorable for refinancers.
A woman reviewing documents
From A(RMs) to V(A loans), the most common words mortgage shoppers should know.
Illustrated image with a man and a dog
How to calculate if the costs outweigh the benefits.
A house with a fenced-in yard
It’s basically a fee to stop you from settling your mortgage early.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Image of houses on a sunny day
Here are the best mortgage lenders for April 2024.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Here are some of the best mortgage refinance lenders in 2024.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Borrowers can request forbearance when there’s a change in their financial situation.
A single-story home with yard and driveway
It’s the first step on the road to losing your home. So avoid it.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.