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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Luxury caravan, mobile home, landscaped with front lawn, palm trees, clear sky
There are many ways to finance a manufactured or mobile home. Here’s a guide to your options.
Sold For Sale Real Estate Sign in Front of New House.
Bankrate editor Laurie Richards shares why she worked with a local mortgage lender to buy her first home.
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It has many advantages, but getting one’s a painstaking process.
young couple in their new house
Are you too young to buy a home?
Two people reviewing a graph
Does it ding it? Increase it? It can do both. Here’s what to expect.
USA, Florida, Miami, Aerial view ofsuburban neighborhood in summer
Homeowners are staying on the sidelines of the housing market, biding their time.
Portfolio mortgage lenders: What are they and how do you find one?
These lenders keep the mortgages they underwrite, so they may lend when others won’t.
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Higher home values helped lower this Bankrate writer’s mortgage costs.
Couple discussing contract terms during meeting with realtor
There are many mortgage refinance options, and more than one might suit your needs. Here’s how to choose the best one.
A house on a stack of money
Mortgage rates inch up while inflation sticks around
A bearded white man sitting at a table at home filling out a document with a pitcher and glass on the table in front of him.
A lender may not let you remove a car loan co-signer without refinancing.
Military man wearing fatigues standing outside of his home
A fast and easy way to cut the interest payments on your VA home mortgage.
A house on a stack of money
Mortgage rates dip while inflation sticks around
A woman searches for mortgage rates on her phone with her child in tow
Keep a close watch on mortgage rates if you’re looking to refinance, buy a home or ahead of closing day.
A house on a stack of money
Mortgage rates dip while inflation sticks around
A father and his young son garden together in their yard.
Many lenders want to get an opinion of your home’s value.
Here are the best mortgage lenders for August 2025.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Woman sitting down on a couch
Don’t give up on trying to keep your home. One of these strategies might rescue you.
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier.
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
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And what do their differences mean for you, the mortgage borrower?