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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Suburban house
Select the best mortgage lender for you with these tips.
Grandfather and grandson on computer
Yes, shopping around can make a difference and save you thousands.
Family standing near car on driveway outside house
Probably not. Here are all the pros and cons to consider.
Illustrated graphic featuring a woman looking over paperwork
It’s the 21st century way. But is it the right way for you? Here’s everything to consider.
Portrait of a happy woman smiling outdoors and looking thoughtful
The Federal Reserve is poised to cut rates in September. Will it be enough to entice homebuyers?
A single-family home with bungalow-style entrance
Doubtful — but homebuyers should know the pros and cons of prequalification anyway.
A mother and daughter have a discussion in the kitchen
It can boost your chances of being approved, but it may mean sharing ownership too.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Illustration of a tire and moneybag
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
A house on a stack of money
How low will they go?
Grandparents spend time with their grandchild
When you pass away, your mortgage doesn’t suddenly disappear.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Illustrated collage featuring a house on a hill made of money
It’s a smart financial move. Here’s how to do it.
Woman sitting on a blue armchair reviewing a tablet
With mortgage rates set to gradually fall, does it make sense to refinance this year?
The Federal Reserve’s decisions have ripple effects, including for mortgages.
When is it a good idea to refinance
When doing so saves you money — or helps you score some.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.