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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

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The latest

Home in the suburbs of Denver, Colorado
If you’re a first-time homebuyer in Colorado, help is available.
Oklahoma City, Oklahoma
If you’re a first-time homebuyer in Oklahoma, help is available.
Lansing, Michigan
If you’re a first-time homebuyer in Michigan, help is available.
A house with a large hand holding a bag of money behind it
Some options if you want a house but your savings are small.
Houston Heights neighbhorhood
These programs may be the key to your new home in Texas.
Loan officer and couple meeting
This home-financing pro could help you find that perfect loan.
Woman holding a child's hand while steering a wheel barrel
USDA loans require no down payment and are designed for low- to moderate-income homebuyers.
Brooklyn brownstone
These programs can help first-time homebuyers in New York.
A couple sits on a porch of a house drinking coffee.
Consumers have a variety of ways to invest in real estate in 2025.
Illustrated collage featuring a money bag made of UCP fabric and an American flag
There’s a flip side to every form of financing, and VA loans are no exception.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
An American flag flies from the open porch and gardens surround a small single family home on a Spring afternoon on Cape Cod on the Massachusetts coast.
Depending on the type of refinance, the amount you owe could deplete the amount you own.
Here are the best mortgage lenders for March 2025.
Backyard of family home
These loans appeal to house flippers or those with unusual situations.
Three people discussing homeownership options
A cash-out refinance is best reserved for major expenses.
Balacing a house and coins
Everything you need to know before you start switching out your home loan.
Here are the best mortgage lenders for March 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Couple reviewing financial statements
A deficiency judgment in real estate could have lasting impact on your credit and finances.
Homebuyers sign mortgage documents
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
Woman sitting down on a couch
Don’t give up on trying to keep your home. One of these strategies might rescue you.
If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.