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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Woman sitting on a blue armchair reviewing a tablet
With mortgage rates set to gradually fall, does it make sense to refinance this year?
When is it a good idea to refinance
When doing so saves you money — or helps you score some.
Illustrated design features money shaped as a house
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
Steps to getting a VA home loan
Your battle plan for getting a VA loan. A bit lengthy, but well worth the effort.
Loan officer and couple meeting
This home-financing pro could help you find that perfect loan.
They’re a financial cushion to meet your monthly payments. But what makes them mandatory?
Brick home with landscaped front yard
They’re upfront expenses you pay on closing day. And they can mount into the thousands.
Over the shoulder view of young man checking financial data with mobile banking app
But is the reduction in rates worth a rush to redo your loan?
A house on a stack of money
How low will they go?
Modern bedroom
Knowing the differences among equity loans will help you make the right choice.
A woman searches for mortgage rates on her phone with her child in tow
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
A Colonial-style single-family home
A drop is inevitable, but you can minimize it.
Couple discussing finances on a couch
You can cut your total mortgage interest in half, but there’s one big catch.
Three people discussing homeownership options
It can be fast, easy money — but it comes with caveats.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
Here are some of the best mortgage refinance lenders in 2024.
Cellist plays on porch during coronavirus
Answers to borrowers most common mortgage forbearance questions
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?