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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

HELOC is not interest only forever
It lets you make minimal monthly repayments for a while. But it could shock you at the end.
Illustrated collage featuring a house with money pouring from the front door
For one thing, you could lose your home if things go south.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
A woman meets with her lender to refinance her mortgage.
It all depends on how interest rates are trending and how your financials are looking.
A gray accented suburban home with a double garage
It could be a shrewd strategy, as long as the costs suit your budget and timeline.
Woman standing on the porch of a beach property
Here are the latest investment and rental property statistics.
Couple sitting on a sofa, looking at a laptop
Mortgage rates have fallen, but the imminent Fed cut could make them even more favorable for refinancers.
Mother holding two children
There are at least two schools of thought on how much it should be.
A house on a stack of money
How low will they go?
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Modern bedroom
Knowing the differences among equity loans will help you make the right choice.
A woman searches for mortgage rates on her phone with her child in tow
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
A Colonial-style single-family home
A drop is inevitable, but you can minimize it.
Couple discussing finances on a couch
You can cut your total mortgage interest in half, but there’s one big catch.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Cellist plays on porch during coronavirus
Answers to borrowers most common mortgage forbearance questions
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.