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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

house with snow
The highest inflation in decades will push rates up. But will war in Ukraine pull rates back down?
San Jose homes
The new charges target borrowers buying high-cost or vacation homes.
Two home appraisers examining a house
These key details in a home purchase contract protect buyers and sellers.
historic homes
Three months ago, the average mortgage rate was 3.15 percent. Now it’s 4.03 percent, according to Bankrate research.
house being renovated
A cash-out mortgage refinance is a common way to pay for a renovation.
house for sale
The job market is booming. Inflation is raging. The Fed is poised to take away the punch bowl.
Row of houses with garbage and recycling bins on roadside
10-year Treasury yields tend to preview where mortgage rates go. With yields rising, interest on home loans should, too.
Wooden floor and bare walls in empty bedroom
Whitewashing is a practice in which homeowners of color remove their personal effects from a property to maximize its appraised value.
A house on a stack of money
How low will they go?
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Modern bedroom
Knowing the differences among equity loans will help you make the right choice.
A woman searches for mortgage rates on her phone with her child in tow
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
A Colonial-style single-family home
A drop is inevitable, but you can minimize it.
Couple discussing finances on a couch
You can cut your total mortgage interest in half, but there’s one big catch.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
Here are some of the best mortgage refinance lenders in 2024.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Cellist plays on porch during coronavirus
Answers to borrowers most common mortgage forbearance questions
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.