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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.
Des Moines, Iowa
If you’re a first-time homebuyer in Iowa, help is available.
A condo kitchen with a modern open-floor plan
To improve your chances of getting approved for condo financing, follow these tips.
A contractor installs backsplash in a kitchen
A VA cash-out refinance can help you save money, but it isn’t free.
If you’re a first-time homebuyer in North Dakota, help is available.
Teton Village, Wyoming
If you’re a first-time homebuyer in Wyoming, help is available.
How to refinance a house you’re renting out
No, it’s not exactly the same as refinancing your home’s mortgage.
A couple speaks with a financial advisor.
You need to crunch numbers to see if a refi makes sense.
A salesperson and a customer discuss a car
Auto leases can come with upsells and costly fees. Beware these 9 car leasing traps.
A contractor installs backsplash in a kitchen
A VA cash-out refinance can help you save money, but it isn’t free.
How to refinance a house you’re renting out
No, it’s not exactly the same as refinancing your home’s mortgage.
A couple speaks with a financial advisor.
You need to crunch numbers to see if a refi makes sense.
A homeowner makes improvements to an outdoor deck.
Tapping your home to upgrade your home: A good idea, but beware the potential pitfalls.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
The bottom line: You can choose to refinance, but you’re forced into a loan modification.
Portrait of bearded man sitting at a table at home filling out a document with pitcher and glass on the table in front of him
A lender may not let you remove a car loan co-signer without refinancing.
Here are the best mortgage lenders for March 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
A closeup of a bank-owned open house sign
Bank-owned properties can be a fit for a specific type of homebuyer or investor, but they can be difficult to find in today’s market.
A couple sitting on a couch together, discussing an issue
If a hidden debt or other financial betrayal leaves you struggling to pay your mortgage, don’t wait.
blue house being auctioned off, yellow auction sign out front
Real estate auctions are complicated, and can be very competitive.
A two-story home with porch
A bargain and sale deed can crop up in foreclosure or tax sales. Here’s what it means.
Red rain boots at front door with welcome mat
Read this to avoid losing your down payment or rent deposit to a scammer.
Colorful town houses in Portland Oregon
It can shield you from financial claims or taxes imposed on your home.
Row of small brick bungalow houses with gables
Judicial foreclosures, as opposed to non-judicial ones, are executed in the court system — meaning they involve a lawsuit.
Before a long-distance relocation, some soul searching and some research are in order.