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Mortgages

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Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated graphic featuring a man giving a child a piggyback ride
It requires not one, but two mortgages. But it can get you closer to that dream home.
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Answers to borrowers most common mortgage forbearance questions
A center hall Colonial-style home with trees in front yard
It’s the reason your mortgage lender gets paid back first from your home sale’s proceeds.
Brick home with landscaped front yard
They’re upfront expenses you pay on closing day. And they can mount into the thousands.
Family watering garden in backyard on summer morning
This former tax break for homebuyers has been discontinued. Here are alternatives.
Imagine a mortgage with a fixed interest rate, but a monthly payment that varies.
A single-family home with attached two-car garage
If the deed of reconveyance hasn’t been recorded, don’t panic.
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The seller playing lender can help buyers, but there are risks on both sides.
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Here’s how to refinance a car loan and save.
A person is in their home office calculating their taxes
Cash-out refinances have implications at tax time.
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Mortgage rates rise amid swings In markets
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You pay a lump sum now to cut future monthly payments. But there are drawbacks.
A single-family home in suburban Michigan
How do you pay back a reverse mortgage, and when is it necessary?
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First, you cry. Then you fix the issue. Here’s how.
A contractor installs insulation
You can get an EEM through many of the same lenders that offer mortgages.
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Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
Here are the best mortgage lenders for May 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
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Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Discount real estate brokers cut their commissions. Do they axe services too?
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If you’re behind on your mortgage, a Flex Modification might be able to help.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Borrowers can request forbearance when there’s a change in their financial situation.
A single-story home with yard and driveway
It’s the first step on the road to losing your home. So avoid it.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
A woman sitting on a porch looking at a laptop
Here are options if your mortgage forbearance plan is expiring.
Aerial view of house roofs in suburban neighborhood
Though the pandemic emergency has ended, mortgage borrowers still have relief options.