Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

Image of a crane holding a bag of money
They’re not just mortgages for new builds, and you need to know their unique wrinkles.
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
A boy and a man working together on a construction project
They can help you build or renovate a home on easier terms. But they can be a hassle.
A single-family home with attached two-car garage
If the deed of reconveyance hasn’t been recorded, don’t panic just yet.
A house on a stack of money
How low will they go?
Illustrated collage featuring two people reviewing their finances
What to expect from start to finish when lenders evaluate you for a home loan.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
Grandparents spend time with their grandchild
When you pass away, your mortgage doesn’t suddenly disappear.
Illustration of a tire and moneybag
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
A house on a stack of money
How low will they go?
Grandparents spend time with their grandchild
When you pass away, your mortgage doesn’t suddenly disappear.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Illustrated collage featuring a house on a hill made of money
It’s a smart financial move. Here’s how to do it.
Woman sitting on a blue armchair reviewing a tablet
With mortgage rates set to gradually fall, does it make sense to refinance this year?
The Federal Reserve’s decisions have ripple effects, including for mortgages.
When is it a good idea to refinance
When doing so saves you money — or helps you score some.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
Here are some of the best mortgage refinance lenders in 2024.
A couple unwrapping/packing boxes in the kitchen
Yes, you can own again. But it’ll take patience and a strong financial profile.
Aerial view of house roofs in suburban neighborhood
Though the pandemic emergency has ended, mortgage borrowers still have relief options.
Tensed couple looking over bills
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
Man on his laptop at night
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.
Couple reviewing financial statements
A deficiency judgment in real estate could have lasting impact on your credit and finances.